NASDAQ
ACIC
Last Price
US $11.38
KEY FIGURES
MKT CAP
$0.5B
EPS
TTM
$2.16
PEG
TTM
0.12x
P/E
TTM
5.14x
P/S
TTM
1.61x
YIELD
6.73%
GROWTH
Revenue Y/Y
-16.90%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $11.38
—
Default assumptions
EBITDA Multiple
Fair Value
Market $11.38
276.63%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
American Coastal Insurance Corporation cash flow to debt ratio of 46.58% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
American Coastal Insurance Corporation's free cash flow has decreased -70.89% from $243.49M last year to $70.87M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
American Coastal Insurance Corporation's debt to equity ratio is 0.46, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
American Coastal Insurance Corporation's debt has decreased relative to shareholder equity from 0.65 last year to 0.46 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
American Coastal Insurance Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
American Coastal Insurance Corporation's interest coverage ratio of 13.63 indicates that earnings with good margin can cover interest payments on company debt
Financial stability - Profit margin growth.
American Coastal Insurance Corporation's profit margin has increased (22.78%) in the last year from 25.52% to 31.34%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
American Coastal Insurance Corporation's short-term assets of $723.41M exceed its short-term liabilities of $594.94M
Increasing performance - ROA.
American Coastal Insurance Corporation's return on assets of 10.51% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
American Coastal Insurance Corporation's return on equity of 33.02%, is higher than 15.00%, indicating good performance
Decreasing performance - Earnings quality.
American Coastal Insurance Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
American Coastal Insurance Corporation had positive net income in 3.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
American Coastal Insurance Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
American Coastal Insurance Corporation has a free cash flow yield of 13.12%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
American Coastal Insurance Corporation's yearly earnings has increased 41.10% since last year from $75.72M to $106.84M, signaling increasing performance
Increasing performance - Healthy revenue growth.
American Coastal Insurance Corporation's yearly revenue has increased 13.07% since last year from $296.66M to $335.44M, signaling increasing performance
Increasing performance - ROIC.
ROIC 21.74% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
American Coastal Insurance Corporation's 3-year revenue CAGR of 14.96% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
American Coastal Insurance Corporation had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
American Coastal Insurance Corporation had positive ROE in 3.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
American Coastal Insurance Corporation has insufficient data to evaluate this check.
Undervalued - Earnings yield.
American Coastal Insurance Corporation has an earnings yield of 19.35%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
American Coastal Insurance Corporation is undervalued relative to its fair value price of 42.86 based on EBITDA multiple model
Undervalued - EV/EBITDA.
American Coastal Insurance Corporation has an EV/EBITDA ratio of 3.52x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
American Coastal Insurance Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
American Coastal Insurance Corporation has a price-to-book ratio of 1.63x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
American Coastal Insurance Corporation has a price-to-sales ratio of 1.62x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
33.02%
Return on equity
ROIC: 21.74%
Valuation History
5.1X
Price to Earnings
EV/EBITDA: 3.5X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
EARNINGS FV (GRAHAM)
Fair Value
Market $11.38
39.46%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.