NASDAQ
ACIW
Last Price
US $53.44
KEY FIGURES
MKT CAP
$5.4B
EPS
TTM
$2.22
PEG
TTM
-
P/E
TTM
24.03x
P/S
TTM
2.98x
YIELD
0.00%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
15.06%
Return on equity
ROIC: 10.30%
Valuation History
24.4X
Price to Earnings
EV/EBITDA: 13.2X
Cash flow
Profit margin
6.34%
(FY vs FY)
EBITDA Y/Y
8.11%
(FY vs FY)
Cash flow Y/Y
1.36%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $53.44
-42.44%
Default assumptions
EBITDA Multiple
Fair Value
Market $53.44
-53.61%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
ACI Worldwide, Inc. cash flow to debt ratio of 37.04% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
ACI Worldwide, Inc.'s free cash flow has decreased -9.73% from $343.35M last year to $309.92M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
ACI Worldwide, Inc.'s debt to equity ratio is 0.57, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
ACI Worldwide, Inc.'s debt has decreased relative to shareholder equity from 0.67 last year to 0.57 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
ACI Worldwide, Inc. has a net debt to EBITDA ratio of 1.43x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
ACI Worldwide, Inc.'s interest coverage ratio of 6.41 indicates that earnings with good margin can cover interest payments on company debt
Financial risk - Profit margin growth.
ACI Worldwide, Inc.'s profit margin has decreased (-2.67%) in the last year from 12.74% to 12.40%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
ACI Worldwide, Inc.'s short-term assets of $1.09G exceed its short-term liabilities of $705.64M
Increasing performance - ROA.
ACI Worldwide, Inc.'s return on assets of 7.29% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
ACI Worldwide, Inc.'s return on equity of 15.06%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
ACI Worldwide, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
ACI Worldwide, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
ACI Worldwide, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
ACI Worldwide, Inc. has a free cash flow yield of 5.70%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
ACI Worldwide, Inc.'s yearly earnings has increased 11.59% since last year from $203.12M to $226.66M, signaling increasing performance
Increasing performance - Healthy revenue growth.
ACI Worldwide, Inc.'s yearly revenue has increased 10.38% since last year from $1.59G to $1.76G, signaling increasing performance
Increasing performance - ROIC.
ROIC 10.30% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
ACI Worldwide, Inc.'s 3-year revenue CAGR of 7.37% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
ACI Worldwide, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
ACI Worldwide, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
ACI Worldwide, Inc. is overvalued relative to its fair value price of 30.76 based on Discounted Cash Flow model
Undervalued - Earnings yield.
ACI Worldwide, Inc. has an earnings yield of 4.16%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
ACI Worldwide, Inc. is overvalued relative to its fair value price of 24.79 based on EBITDA multiple model
Undervalued - EV/EBITDA.
ACI Worldwide, Inc. has an EV/EBITDA ratio of 12.96x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
ACI Worldwide, Inc. has no meaningful EPS growth rate; PEG ratio cannot be computed.
Undervalued - P/B ratio.
ACI Worldwide, Inc. has a price-to-book ratio of 3.62x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
ACI Worldwide, Inc. has a price-to-sales ratio of 2.98x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue