NASDAQ
ACT
Last Price
US $45.65
KEY FIGURES
MKT CAP
$6.4B
EPS
TTM
$4.78
PEG
TTM
N/M
P/E
TTM
9.56x
P/S
TTM
5.21x
YIELD
1.91%
GROWTH
Revenue Y/Y
2.15%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $45.65
32.03%
Default assumptions
EBITDA Multiple
Fair Value
Market $45.65
-4.03%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Enact Holdings Inc. cash flow to debt ratio of 97.32% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Enact Holdings Inc.'s free cash flow has increased 5.57% from $686.26M last year to $724.52M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Enact Holdings Inc.'s debt to equity ratio is 0.14, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Enact Holdings Inc.'s debt has decreased relative to shareholder equity from 0.15 last year to 0.14 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Enact Holdings Inc. has a net debt to EBITDA ratio of 0.18x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Enact Holdings Inc.'s interest coverage ratio of 17.21 indicates that earnings with good margin can cover interest payments on company debt
Financial risk - Profit margin growth.
Enact Holdings Inc.'s profit margin has decreased (-4.71%) in the last year from 57.25% to 54.55%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
Enact Holdings Inc.'s short-term assets of $628.62M exceed its short-term liabilities of $91.64M
Increasing performance - ROA.
Enact Holdings Inc.'s return on assets of 9.71% is higher than the 5.00% threshold, indicating efficient asset utilization
Decreasing performance - Absolute return on equity.
Enact Holdings Inc.'s return on equity of 12.74%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Enact Holdings Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Enact Holdings Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Enact Holdings Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Enact Holdings Inc. has a free cash flow yield of 11.37%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Enact Holdings Inc.'s yearly earnings has decreased -2.01% since last year from $688.07M to $674.24M, signaling decreasing performance
Increasing performance - Healthy revenue growth.
Enact Holdings Inc.'s yearly revenue has increased 2.13% since last year from $1.20G to $1.23G, signaling increasing performance
Increasing performance - ROIC.
ROIC 9.83% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Increasing performance - 3-year revenue CAGR.
Enact Holdings Inc.'s 3-year revenue CAGR of 3.97% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Enact Holdings Inc. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Enact Holdings Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Enact Holdings Inc. is undervalued relative to its fair value price of 60.27 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Enact Holdings Inc. has an earnings yield of 10.46%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Enact Holdings Inc. is overvalued relative to its fair value price of 43.81 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Enact Holdings Inc. has an EV/EBITDA ratio of 7.19x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Enact Holdings Inc. has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
Enact Holdings Inc. has a price-to-book ratio of 1.21x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Enact Holdings Inc. has a price-to-sales ratio of 5.21x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
12.74%
Return on equity
ROIC: 9.83%
Valuation History
9.6X
Price to Earnings
EV/EBITDA: 7.1X
Cash flow
Profit margin
13.12%
(FY vs FY)
Cash flow Y/Y
0.57%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.