NYSE
AFG
Last Price
US $146.29
KEY FIGURES
MKT CAP
$12.2B
EPS
TTM
$11.48
PEG
TTM
N/M
P/E
TTM
12.74x
P/S
TTM
1.49x
YIELD
4.80%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
American Financial Group, Inc. cash flow to debt ratio of 84.23% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
American Financial Group, Inc.'s free cash flow has increased 21.35% from $1.15G last year to $1.40G, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
American Financial Group, Inc.'s debt to equity ratio is 0.38, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
American Financial Group, Inc.'s debt has decreased relative to shareholder equity from 0.43 last year to 0.38 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
American Financial Group, Inc. has a net debt to EBITDA ratio of 0.08x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
American Financial Group, Inc.'s interest coverage ratio of 13.78 indicates that earnings with good margin can cover interest payments on company debt
Financial stability - Profit margin growth.
American Financial Group, Inc.'s profit margin has increased (8.82%) in the last year from 10.72% to 11.66%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
American Financial Group, Inc.'s short-term liabilities of $23.93G exceed its short-term assets of $11.91G, signaling financial risk
Decreasing performance - ROA.
American Financial Group, Inc.'s return on assets of 2.88% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing performance - Absolute return on equity.
American Financial Group, Inc.'s return on equity of 20.01%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
American Financial Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
American Financial Group, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
American Financial Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
American Financial Group, Inc. has a free cash flow yield of 11.50%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
American Financial Group, Inc.'s yearly earnings has decreased -5.07% since last year from $887.00M to $842.00M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
American Financial Group, Inc.'s yearly revenue has decreased -1.26% since last year from $8.28G to $8.17G, signaling decreasing performance
Increasing performance - ROIC.
ROIC 10.87% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
American Financial Group, Inc.'s 3-year revenue CAGR of 6.22% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
American Financial Group, Inc. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
American Financial Group, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
American Financial Group, Inc. is undervalued relative to its fair value price of 151.93 based on Discounted Cash Flow model
Undervalued - Earnings yield.
American Financial Group, Inc. has an earnings yield of 7.85%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
American Financial Group, Inc. is overvalued relative to its fair value price of 100.41 based on EBITDA multiple model
Undervalued - EV/EBITDA.
American Financial Group, Inc. has an EV/EBITDA ratio of 9.89x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
American Financial Group, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
American Financial Group, Inc. has a price-to-book ratio of 2.52x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
American Financial Group, Inc. has a price-to-sales ratio of 1.49x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
20.01%
Return on equity
ROIC: 10.87%
Valuation History
12.8X
Price to Earnings
EV/EBITDA: 9.1X
Cash flow
Profit margin
7.44%
(FY vs FY)
EBITDA Y/Y
11.28%
(FY vs FY)
Cash flow Y/Y
-5.35%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $146.29
3.86%
Default assumptions
EBITDA Multiple
Fair Value
Market $146.29
-31.36%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.