NYSE
AFGB
Last Price
US $20.32
KEY FIGURES
MKT CAP
$1.7B
EPS
TTM
$10.55
PEG
TTM
N/M
P/E
TTM
13.24x
P/S
TTM
0.21x
YIELD
4.99%
GROWTH
Revenue Y/Y
7.79%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $20.32
1487.45%
Default assumptions
EBITDA Multiple
Fair Value
Market $20.32
1284.45%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
American Financial Group, Inc. cash flow to debt ratio of 84.23% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
American Financial Group, Inc.'s free cash flow has increased 37.19% from $1.02G last year to $1.40G, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
American Financial Group, Inc.'s debt to equity ratio is 0.39, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
American Financial Group, Inc.'s debt has increased relative to shareholder equity from 0.33 last year to 0.39 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
American Financial Group, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
American Financial Group, Inc.'s interest coverage ratio of 13.27 indicates that earnings with good margin can cover interest payments on company debt
Financial risk - Profit margin growth.
American Financial Group, Inc.'s profit margin has decreased (-2.62%) in the last year from 11.07% to 10.78%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
American Financial Group, Inc.'s short-term assets of $18.39G exceed its short-term liabilities of $0.00
Decreasing performance - ROA.
American Financial Group, Inc.'s return on assets of 3.40% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing performance - Absolute return on equity.
American Financial Group, Inc.'s return on equity of 18.76%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
American Financial Group, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
American Financial Group, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
American Financial Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
American Financial Group, Inc. has a free cash flow yield of 83.08%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
American Financial Group, Inc.'s yearly earnings has decreased -5.07% since last year from $887.00M to $842.00M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
American Financial Group, Inc.'s yearly revenue has decreased -1.80% since last year from $8.32G to $8.17G, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 3.40% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
American Financial Group, Inc.'s 3-year revenue CAGR of 6.03% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
American Financial Group, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
American Financial Group, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
American Financial Group, Inc. is undervalued relative to its fair value price of 322.57 based on Discounted Cash Flow model
Undervalued - Earnings yield.
American Financial Group, Inc. has an earnings yield of 52.24%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
American Financial Group, Inc. is undervalued relative to its fair value price of 281.32 based on EBITDA multiple model
Undervalued - EV/EBITDA.
American Financial Group, Inc. has an EV/EBITDA ratio of 9.34x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
American Financial Group, Inc. has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
American Financial Group, Inc. has a price-to-book ratio of 2.48x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
American Financial Group, Inc. has a price-to-sales ratio of 1.42x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
18.76%
Return on equity
ROIC: 3.40%
Valuation History
13.2X
Price to Earnings
EV/EBITDA: 9.3X
Cash flow
Profit margin
32.89%
(FY vs FY)
Cash flow Y/Y
-8.02%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.