AIFU Inc. cash flow to debt ratio of -18.75% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

AIFU Inc.'s free cash flow has decreased -114.59% from $134.40M last year to $-19.61M, signaling decreasing performance

AIFU Inc.'s debt to equity ratio is 0.18, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

AIFU Inc.'s debt has increased relative to shareholder equity from 0.08 last year to 0.18 today, signaling weakened financials

AIFU Inc. has negative EBITDA, making leverage ratio unreliable

AIFU Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

AIFU Inc.'s profit margin has decreased (-1.73K%) in the last year from 25.15% to -408.83%, signaling decreasing performance

AIFU Inc.'s short-term assets of $603.78M exceed its short-term liabilities of $512.16M

AIFU Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

AIFU Inc.'s return on equity of -150.44%, is lower than 15.00%, indicating bad performance

AIFU Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

AIFU Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings

AIFU Inc. has negative free cash flow, indicating the company is burning cash rather than generating it

AIFU Inc. has negative free cash flow, indicating cash burn

AIFU Inc.'s yearly earnings has decreased -600.13% since last year from $454.96M to $-2.28G, signaling decreasing performance

AIFU Inc.'s yearly revenue has decreased -69.23% since last year from $1.81G to $556.57M, signaling decreasing performance

ROIC -147.09% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

AIFU Inc.'s 3-year revenue CAGR of -41.51% is negative, indicating declining revenue over the past 3 years

AIFU Inc. had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance

AIFU Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity

AIFU Inc. is overvalued relative to its fair value price of 11.66 based on Discounted Cash Flow model

AIFU Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

AIFU Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

AIFU Inc. has negative or missing EBITDA, making EV/EBITDA ratio unreliable

AIFU Inc. is overvalued relative to its fair value price of 19.82 based on Earnings Fair Value model

AIFU Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

AIFU Inc. has a price-to-book ratio of 6.68x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value

AIFU Inc. has a price-to-sales ratio of 3.36x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue