NYSE
AMP
Last Price
US $489.16
KEY FIGURES
MKT CAP
$40.7B
EPS
TTM
$41.75
PEG
TTM
0.31x
P/E
TTM
11.10x
P/S
TTM
2.15x
YIELD
1.44%
GROWTH
Revenue Y/Y
9.47%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $489.16
-39.07%
Default assumptions
EBITDA Multiple
Fair Value
Market $489.16
-13.01%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Ameriprise Financial, Inc. cash flow to debt ratio of 49.35% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
Ameriprise Financial, Inc.'s free cash flow has decreased -54.93% from $6.42G last year to $2.89G, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Ameriprise Financial, Inc.'s debt to equity ratio is 0.53, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Ameriprise Financial, Inc.'s debt has decreased relative to shareholder equity from 1.05 last year to 0.53 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Ameriprise Financial, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Ameriprise Financial, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Ameriprise Financial, Inc.'s profit margin has increased (6.69%) in the last year from 18.91% to 20.18%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Ameriprise Financial, Inc.'s short-term assets of $25.05G exceed its short-term liabilities of $3.18G
Decreasing performance - ROA.
Ameriprise Financial, Inc.'s return on assets of 2.11% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing performance - Absolute return on equity.
Ameriprise Financial, Inc.'s return on equity of 61.59%, is higher than 15.00%, indicating good performance
Decreasing performance - Earnings quality.
Ameriprise Financial, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Ameriprise Financial, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Ameriprise Financial, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Ameriprise Financial, Inc. has a free cash flow yield of 7.11%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Ameriprise Financial, Inc.'s yearly earnings has increased 4.76% since last year from $3.40G to $3.56G, signaling increasing performance
Increasing performance - Healthy revenue growth.
Ameriprise Financial, Inc.'s yearly revenue has increased 9.43% since last year from $17.26G to $18.89G, signaling increasing performance
Decreasing performance - ROIC.
ROIC 2.75% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Ameriprise Financial, Inc.'s 3-year revenue CAGR of 9.68% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Ameriprise Financial, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Ameriprise Financial, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Ameriprise Financial, Inc. is overvalued relative to its fair value price of 298.05 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Ameriprise Financial, Inc. has an earnings yield of 9.22%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Ameriprise Financial, Inc. is overvalued relative to its fair value price of 425.54 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Ameriprise Financial, Inc. has an EV/EBITDA ratio of 6.67x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Ameriprise Financial, Inc. has a PEG-ratio under 1 which is considered undervalued
Overvalued - P/B ratio.
Ameriprise Financial, Inc. has a price-to-book ratio of 6.80x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value
Undervalued - P/S ratio.
Ameriprise Financial, Inc. has a price-to-sales ratio of 2.11x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
61.59%
Return on equity
ROIC: 2.75%
Valuation History
11.1X
Price to Earnings
EV/EBITDA: 6.7X
Cash flow
Profit margin
18.03%
(FY vs FY)
Cash flow Y/Y
-8.36%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.