Associated Banc-Corp carries no debt; cash flow comfortably covers obligations.

Associated Banc-Corp's free cash flow has increased 15.03% from $535.26M last year to $615.69M, signaling increasing performance

Associated Banc-Corp's debt to equity ratio is 1.01, which means that the company's assets are unhealthy financed, signaling financial risk.

Associated Banc-Corp's debt has increased relative to shareholder equity from 0.17 last year to 1.01 today, signaling weakened financials

Associated Banc-Corp has a net cash position, so leverage is healthy.

Associated Banc-Corp carries no debt; interest obligations are fully covered.

Associated Banc-Corp's profit margin was 12.92% last year and is 19.67% this year, signaling increasing performance

Associated Banc-Corp's short-term assets of $6.13B exceed its short-term liabilities of $0.00

Associated Banc-Corp's return on assets of 0.97% is lower than the 5.00% threshold, indicating inefficient asset utilization

Associated Banc-Corp's return on equity of 9.86%, is lower than 15.00%, indicating bad performance

Associated Banc-Corp's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Associated Banc-Corp has insufficient public price history to evaluate earnings stability.

Associated Banc-Corp has positive free cash flow, indicating the company generates cash after capital expenditures

Associated Banc-Corp has a free cash flow yield of 14.97%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Associated Banc-Corp's yearly earnings has increased 285.54% since last year from $123.14M to $474.78M, signaling increasing performance

Associated Banc-Corp's yearly revenue has increased 128.03% since last year from $952.86M to $2.17B, signaling increasing performance

ROIC 0.97% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Associated Banc-Corp's 3-year revenue CAGR of 21.66% is positive, indicating growing revenue over the past 3 years

Associated Banc-Corp has insufficient public price history to evaluate revenue consistency.

Associated Banc-Corp has insufficient public price history to evaluate ROE consistency.

Associated Banc-Corp is undervalued relative to its fair value price of 88.07 based on Base Cash Flow Valuation (DCF) model

Associated Banc-Corp has an earnings yield of 10.77%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Associated Banc-Corp is undervalued relative to its fair value price of 62.62 based on Base EBITDA Valuation model

Associated Banc-Corp has insufficient data to compute enterprise value.

Associated Banc-Corp has insufficient data to evaluate this check.

Associated Banc-Corp has a PEG-ratio over 1 which is considered overvalued

Associated Banc-Corp has a price-to-book ratio of 0.83x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Associated Banc-Corp has a price-to-sales ratio of 1.83x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue