NASDAQ
BANF
Last Price
US $115.03
KEY FIGURES
MKT CAP
$3.9B
EPS
TTM
$7.38
PEG
TTM
1.45x
P/E
TTM
15.60x
P/S
TTM
4.63x
YIELD
1.70%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
13.62%
Return on equity
ROIC: 11.21%
Valuation History
15.4X
Price to Earnings
EV/EBITDA: -2.3X
Cash flow
Profit margin
12.16%
(FY vs FY)
EBITDA Y/Y
18.09%
(FY vs FY)
Cash flow Y/Y
21.80%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $115.03
11.42%
Default assumptions
EBITDA Multiple
Fair Value
Market $115.03
-38.45%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
BancFirst Corporation cash flow to debt ratio of 213.39% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
BancFirst Corporation's free cash flow has increased 5.53% from $224.55M last year to $236.97M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
BancFirst Corporation's debt to equity ratio is 0.05, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
BancFirst Corporation's debt has decreased relative to shareholder equity from 0.05 last year to 0.05 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
BancFirst Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
BancFirst Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
BancFirst Corporation's profit margin has increased (24.56%) in the last year from 23.81% to 29.66%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
BancFirst Corporation's short-term assets of $268.75M exceed its short-term liabilities of $13.22M
Decreasing performance - ROA.
BancFirst Corporation's return on assets of 1.64% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
BancFirst Corporation's return on equity of 13.62%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
BancFirst Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
BancFirst Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
BancFirst Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
BancFirst Corporation has a free cash flow yield of 6.13%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
BancFirst Corporation's yearly earnings has increased 11.21% since last year from $216.35M to $240.61M, signaling increasing performance
Decreasing performance - Healthy revenue growth.
BancFirst Corporation's yearly revenue has decreased -77.98% since last year from $908.71M to $200.14M, signaling decreasing performance
Increasing performance - ROIC.
ROIC 11.21% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
BancFirst Corporation's 3-year revenue CAGR of 10.95% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
BancFirst Corporation had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
BancFirst Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
BancFirst Corporation is undervalued relative to its fair value price of 128.17 based on Discounted Cash Flow model
Undervalued - Earnings yield.
BancFirst Corporation has an earnings yield of 6.41%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
BancFirst Corporation is overvalued relative to its fair value price of 70.80 based on EBITDA multiple model
Undervalued - EV/EBITDA.
BancFirst Corporation has an EV/EBITDA ratio of 11.57x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
BancFirst Corporation has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
BancFirst Corporation has a price-to-book ratio of 2.03x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
BancFirst Corporation has a price-to-sales ratio of 4.63x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue