BCB Bancorp, Inc. cash flow to debt ratio of 12.41% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

BCB Bancorp, Inc.'s free cash flow has decreased -47.56% from $66.50M last year to $34.87M, signaling decreasing performance

BCB Bancorp, Inc.'s debt to equity ratio is 0.91, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

BCB Bancorp, Inc.'s debt has decreased relative to shareholder equity from 1.58 last year to 0.91 today, signaling strengthened financials

BCB Bancorp, Inc. has negative EBITDA, making leverage ratio unreliable

BCB Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

BCB Bancorp, Inc.'s profit margin has decreased (-95.45%) in the last year from 9.46% to 0.43%, signaling decreasing performance

BCB Bancorp, Inc.'s short-term liabilities of $2.67G exceed its short-term assets of $290.31M, signaling financial risk

BCB Bancorp, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization

BCB Bancorp, Inc.'s return on equity of 0.23%, is lower than 15.00%, indicating bad performance

BCB Bancorp, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

BCB Bancorp, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings

BCB Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

BCB Bancorp, Inc. has a free cash flow yield of 19.18%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

BCB Bancorp, Inc.'s yearly earnings has decreased -167.27% since last year from $18.62M to $-12.53M, signaling decreasing performance

BCB Bancorp, Inc.'s yearly revenue has decreased -12.18% since last year from $196.95M to $172.96M, signaling decreasing performance

ROIC 0.00% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

BCB Bancorp, Inc.'s 3-year revenue CAGR of 7.75% is positive, indicating growing revenue over the past 3 years

BCB Bancorp, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

BCB Bancorp, Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity

BCB Bancorp, Inc. has insufficient data to evaluate this check.

BCB Bancorp, Inc. has an earnings yield of 0.39%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

BCB Bancorp, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

BCB Bancorp, Inc. has an EV/EBITDA ratio of 185.51x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

BCB Bancorp, Inc. is undervalued relative to its fair value price of 31.83 based on Earnings Fair Value model

BCB Bancorp, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

BCB Bancorp, Inc. has a price-to-book ratio of 0.59x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

BCB Bancorp, Inc. has a price-to-sales ratio of 1.12x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue