NASDAQ
BETR
Last Price
US $30.19
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Better Home & Finance Holding Company cash flow to debt ratio of -37.73% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
Better Home & Finance Holding Company's free cash flow has increased -40.18% from $-390.05M last year to $-233.35M, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
Better Home & Finance Holding Company's debt to equity ratio is 83.10, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial risk - Healthy debt to equity ratio development.
Better Home & Finance Holding Company's debt has increased relative to shareholder equity from -13.20 last year to 83.10 today, signaling weakened financials
Financial risk - Net debt/EBITDA.
Better Home & Finance Holding Company has negative EBITDA, making leverage ratio unreliable
Financial stability - ICR.
Better Home & Finance Holding Company earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Better Home & Finance Holding Company's profit margin has increased (-46.54%) in the last year from -171.83% to -91.86%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Better Home & Finance Holding Company's short-term liabilities of $416.49M exceed its short-term assets of $241.27M, signaling financial risk
Decreasing performance - ROA.
Better Home & Finance Holding Company's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Better Home & Finance Holding Company's return on equity of -428.29%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Better Home & Finance Holding Company's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Decreasing performance - Earnings stability.
Better Home & Finance Holding Company had positive net income in only 0.00 out of 5 years, indicating unstable earnings
Decreasing performance - Free cash flow.
Better Home & Finance Holding Company has negative free cash flow, indicating the company is burning cash rather than generating it
Decreasing performance - FCF yield.
Better Home & Finance Holding Company has negative free cash flow, indicating cash burn
Increasing performance - Healthy earnings growth.
Better Home & Finance Holding Company's yearly earnings has increased -19.59% since last year from $-206.29M to $-165.87M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Better Home & Finance Holding Company's yearly revenue has increased 59.41% since last year from $120.05M to $191.37M, signaling increasing performance
Decreasing performance - ROIC.
ROIC -7.85% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Decreasing performance - 3-year revenue CAGR.
Better Home & Finance Holding Company's 3-year revenue CAGR of -21.46% is negative, indicating declining revenue over the past 3 years
Increasing performance - Revenue consistency.
Better Home & Finance Holding Company had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Decreasing performance - ROE consistency.
Better Home & Finance Holding Company had positive ROE in only 0.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Better Home & Finance Holding Company has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Better Home & Finance Holding Company has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - EBITDA valuation.
Better Home & Finance Holding Company is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Better Home & Finance Holding Company has negative or missing EBITDA, making EV/EBITDA ratio unreliable
Overvalued - PEG ratio value.
Better Home & Finance Holding Company has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - P/B ratio.
Better Home & Finance Holding Company has a price-to-book ratio of 49.25x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value
Undervalued - P/S ratio.
Better Home & Finance Holding Company has a price-to-sales ratio of 1.99x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-428.29%
Return on equity
ROIC: -7.85%
Valuation History
-2.2X
Price to Earnings
EV/EBITDA: -9.4X
Cash flow
Profit margin
0.00%
(FY vs FY)
Cash flow Y/Y
-84.63%
(FY vs FY)
Fair Value
Market $30.19
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