NYSE
BILL
Last Price
US $41.37
KEY FIGURES
MKT CAP
$4.1B
EPS
TTM
$0.00
PEG
TTM
-
P/E
TTM
N/M
P/S
TTM
2.60x
YIELD
0.00%
GROWTH
Revenue Y/Y
56.14%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $41.37
—
Default assumptions
EBITDA Multiple
Fair Value
Market $41.37
-91.88%
Default assumptions
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Bill.com Holdings, Inc. cash flow to debt ratio of 19.78% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
Bill.com Holdings, Inc.'s free cash flow has increased 20.09% from $257.88M last year to $309.67M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Bill.com Holdings, Inc.'s debt to equity ratio is 0.50, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Bill.com Holdings, Inc.'s debt has increased relative to shareholder equity from 0.24 last year to 0.50 today, signaling weakened financials
Financial risk - Net debt/EBITDA.
Bill.com Holdings, Inc. has a net debt to EBITDA ratio of 4.57x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Bill.com Holdings, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Bill.com Holdings, Inc.'s profit margin has increased (-100.46%) in the last year from -2.24% to 0.01%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Bill.com Holdings, Inc.'s short-term assets of $7.24G exceed its short-term liabilities of $4.59G
Decreasing performance - ROA.
Bill.com Holdings, Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Bill.com Holdings, Inc.'s return on equity of 0.00%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Bill.com Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Decreasing performance - Earnings stability.
Bill.com Holdings, Inc. had positive net income in only 1.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
Bill.com Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Bill.com Holdings, Inc. has a free cash flow yield of 7.52%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Bill.com Holdings, Inc.'s yearly earnings has increased -182.41% since last year from $-28.88M to $23.80M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Bill.com Holdings, Inc.'s yearly revenue has increased 13.36% since last year from $1.29G to $1.46G, signaling increasing performance
Decreasing performance - ROIC.
ROIC -0.02% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Bill.com Holdings, Inc.'s 3-year revenue CAGR of 31.58% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Bill.com Holdings, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Decreasing performance - ROE consistency.
Bill.com Holdings, Inc. had positive ROE in only 1.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Bill.com Holdings, Inc. has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Bill.com Holdings, Inc. has an earnings yield of 0.00%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
Overvalued - EBITDA valuation.
Bill.com Holdings, Inc. is overvalued relative to its fair value price of 3.36 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Bill.com Holdings, Inc. has an EV/EBITDA ratio of 34.34x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Overvalued - PEG ratio value.
Bill.com Holdings, Inc. has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
Bill.com Holdings, Inc. has a price-to-book ratio of 1.09x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Bill.com Holdings, Inc. has a price-to-sales ratio of 2.60x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
0%
Return on equity
ROIC: -0.02%
Valuation History
-12533.3X
Price to Earnings
EV/EBITDA: 36.6X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
EARNINGS FV (GRAHAM)
Fair Value
Market $41.37
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.