NASDAQ
BPRN
Last Price
US $38.93
KEY FIGURES
MKT CAP
$258.1M
EPS
TTM
$2.87
PEG
TTM
0.18x
P/E
TTM
13.21x
P/S
TTM
1.86x
YIELD
3.56%
GROWTH
Revenue Y/Y
15.89%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $38.93
63.55%
Default assumptions
EBITDA Multiple
Fair Value
Market $38.93
6.06%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Princeton Bancorp Inc. cash flow to debt ratio of 101.40% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Princeton Bancorp Inc.'s free cash flow has increased 56.01% from $13.21M last year to $20.60M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Princeton Bancorp Inc.'s debt to equity ratio is 0.08, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Princeton Bancorp Inc.'s debt has decreased relative to shareholder equity from 0.09 last year to 0.08 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Princeton Bancorp Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Princeton Bancorp Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Princeton Bancorp Inc.'s profit margin has increased (81.77%) in the last year from 7.81% to 14.20%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Princeton Bancorp Inc.'s short-term liabilities of $1.98G exceed its short-term assets of $175.85M, signaling financial risk
Decreasing performance - ROA.
Princeton Bancorp Inc.'s return on assets of 0.86% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Princeton Bancorp Inc.'s return on equity of 7.26%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Princeton Bancorp Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Princeton Bancorp Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Princeton Bancorp Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Princeton Bancorp Inc. has a free cash flow yield of 7.98%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Princeton Bancorp Inc.'s yearly earnings has increased 81.71% since last year from $10.24M to $18.61M, signaling increasing performance
Decreasing performance - Healthy revenue growth.
Princeton Bancorp Inc.'s yearly revenue has decreased -93.54% since last year from $131.10M to $8.47M, signaling decreasing performance
Increasing performance - ROIC.
ROIC 6.42% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Increasing performance - 3-year revenue CAGR.
Princeton Bancorp Inc.'s 3-year revenue CAGR of 20.75% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Princeton Bancorp Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Princeton Bancorp Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Princeton Bancorp Inc. is undervalued relative to its fair value price of 63.67 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Princeton Bancorp Inc. has an earnings yield of 7.57%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
Princeton Bancorp Inc. is undervalued relative to its fair value price of 41.29 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Princeton Bancorp Inc. has an EV/EBITDA ratio of 5.81x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Princeton Bancorp Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Princeton Bancorp Inc. has a price-to-book ratio of 0.94x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Princeton Bancorp Inc. has a price-to-sales ratio of 1.88x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
7.26%
Return on equity
ROIC: 6.42%
Valuation History
13.2X
Price to Earnings
EV/EBITDA: 5.8X
Cash flow
Profit margin
6.55%
(FY vs FY)
Cash flow Y/Y
6.55%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.