Bank7 Corp. carries no debt; cash flow comfortably covers obligations.

Bank7 Corp.'s free cash flow has decreased -18.59% from $50.85M last year to $41.40M, signaling decreasing performance

Bank7 Corp.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Bank7 Corp. has insufficient data to evaluate this check.

Bank7 Corp. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Bank7 Corp. earns at least as much interest as it pays. Interest obligations are fully covered.

Bank7 Corp.'s profit margin has decreased (-0.72%) in the last year from 32.00% to 31.77%, signaling decreasing performance

Bank7 Corp.'s short-term assets of $298.65M exceed its short-term liabilities of $594.00K

Bank7 Corp.'s return on assets of 2.30% is lower than the 5.00% threshold, indicating inefficient asset utilization

Bank7 Corp.'s return on equity of 18.18%, is higher than 15.00%, indicating good performance

Bank7 Corp.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Bank7 Corp. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Bank7 Corp. has positive free cash flow, indicating the company generates cash after capital expenditures

Bank7 Corp. has a free cash flow yield of 8.77%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Bank7 Corp.'s yearly earnings has decreased -5.75% since last year from $45.70M to $43.07M, signaling decreasing performance

Bank7 Corp.'s yearly revenue has decreased -3.87% since last year from $142.79M to $137.26M, signaling decreasing performance

ROIC 13.73% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Bank7 Corp.'s 3-year revenue CAGR of 18.89% is positive, indicating growing revenue over the past 3 years

Bank7 Corp. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance

Bank7 Corp. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Bank7 Corp. is undervalued relative to its fair value price of 102.89 based on Discounted Cash Flow model

Bank7 Corp. has an earnings yield of 9.51%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Bank7 Corp. is undervalued relative to its fair value price of 68.27 based on EBITDA multiple model

Bank7 Corp. has an EV/EBITDA ratio of 3.69x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Bank7 Corp. is undervalued relative to its fair value price of 112.41 based on Earnings Fair Value model

Bank7 Corp. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Bank7 Corp. has a price-to-book ratio of 1.81x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Bank7 Corp. has a price-to-sales ratio of 3.35x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue