NASDAQ
CINF
Last Price
US $185.14
KEY FIGURES
MKT CAP
$28.5B
EPS
TTM
$17.81
PEG
TTM
0.12x
P/E
TTM
10.51x
P/S
TTM
2.25x
YIELD
1.97%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
17.98%
Return on equity
ROIC: 12.21%
Valuation History
10.5X
Price to Earnings
EV/EBITDA: 7.7X
Cash flow
Profit margin
10.88%
(FY vs FY)
EBITDA Y/Y
14.01%
(FY vs FY)
Cash flow Y/Y
16.02%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $185.14
92.30%
Default assumptions
EBITDA Multiple
Fair Value
Market $185.14
-20.37%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Cincinnati Financial Corporation cash flow to debt ratio of 351.24% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Cincinnati Financial Corporation's free cash flow has increased 17.70% from $2.63G last year to $3.09G, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Cincinnati Financial Corporation's debt to equity ratio is 0.06, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Cincinnati Financial Corporation's debt has decreased relative to shareholder equity from 0.06 last year to 0.06 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Cincinnati Financial Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Cincinnati Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Cincinnati Financial Corporation's profit margin has increased (5.53%) in the last year from 20.22% to 21.34%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Cincinnati Financial Corporation's short-term assets of $23.95G exceed its short-term liabilities of $18.62G
Increasing performance - ROA.
Cincinnati Financial Corporation's return on assets of 6.69% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
Cincinnati Financial Corporation's return on equity of 17.98%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
Cincinnati Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Cincinnati Financial Corporation had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Cincinnati Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Cincinnati Financial Corporation has a free cash flow yield of 10.86%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Cincinnati Financial Corporation's yearly earnings has increased 4.41% since last year from $2.29G to $2.39G, signaling increasing performance
Increasing performance - Healthy revenue growth.
Cincinnati Financial Corporation's yearly revenue has increased 11.41% since last year from $11.34G to $12.63G, signaling increasing performance
Increasing performance - ROIC.
ROIC 12.21% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Cincinnati Financial Corporation's 3-year revenue CAGR of 24.39% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Cincinnati Financial Corporation had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Cincinnati Financial Corporation had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Cincinnati Financial Corporation is undervalued relative to its fair value price of 356.03 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Cincinnati Financial Corporation has an earnings yield of 9.68%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Cincinnati Financial Corporation is overvalued relative to its fair value price of 147.43 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Cincinnati Financial Corporation has an EV/EBITDA ratio of 7.72x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Cincinnati Financial Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Cincinnati Financial Corporation has a price-to-book ratio of 1.81x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Cincinnati Financial Corporation has a price-to-sales ratio of 2.20x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue