NYSE
CM
Last Price
US $115.00
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Canadian Imperial Bank of Commerce cash flow to debt ratio of 3.89% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
Canadian Imperial Bank of Commerce's free cash flow has increased 27.30% from $10.00G last year to $12.73G, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
Canadian Imperial Bank of Commerce's debt to equity ratio is 2.76, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial stability - Healthy debt to equity ratio development.
Canadian Imperial Bank of Commerce's debt has decreased relative to shareholder equity from 5.43 last year to 2.76 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
Canadian Imperial Bank of Commerce has a net debt to EBITDA ratio of 24.76x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Canadian Imperial Bank of Commerce earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Canadian Imperial Bank of Commerce's profit margin has increased (65.89%) in the last year from 11.11% to 18.44%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Canadian Imperial Bank of Commerce's short-term liabilities of $848.45G exceed its short-term assets of $110.32G, signaling financial risk
Decreasing performance - ROA.
Canadian Imperial Bank of Commerce's return on assets of 0.85% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing performance - Absolute return on equity.
Canadian Imperial Bank of Commerce's return on equity of 15.24%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
Canadian Imperial Bank of Commerce's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Canadian Imperial Bank of Commerce had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Canadian Imperial Bank of Commerce has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Canadian Imperial Bank of Commerce has a free cash flow yield of 12.08%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Canadian Imperial Bank of Commerce's yearly earnings has increased 18.47% since last year from $7.12G to $8.43G, signaling increasing performance
Decreasing performance - Healthy revenue growth.
Canadian Imperial Bank of Commerce's yearly revenue has decreased -58.15% since last year from $64.02G to $26.79G, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 0.84% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Canadian Imperial Bank of Commerce's 3-year revenue CAGR of 25.59% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Canadian Imperial Bank of Commerce had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Canadian Imperial Bank of Commerce had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Canadian Imperial Bank of Commerce has insufficient data to evaluate this check.
Undervalued - Earnings yield.
Canadian Imperial Bank of Commerce has an earnings yield of 9.41%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Canadian Imperial Bank of Commerce is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Canadian Imperial Bank of Commerce has an EV/EBITDA ratio of 23.52x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Undervalued - PEG ratio value.
Canadian Imperial Bank of Commerce has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Canadian Imperial Bank of Commerce has a price-to-book ratio of 2.25x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Canadian Imperial Bank of Commerce has a price-to-sales ratio of 2.81x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
15.24%
Return on equity
ROIC: 0.84%
Valuation History
15.9X
Price to Earnings
EV/EBITDA: 23.5X
Cash flow
Profit margin
19.79%
(FY vs FY)
EBITDA Y/Y
14.34%
(FY vs FY)
Cash flow Y/Y
-26.66%
(FY vs FY)
Fair Value
Market $115.00
91.90%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.