NASDAQ
CMTV
Last Price
US $41.93
KEY FIGURES
MKT CAP
$234.4M
EPS
TTM
$3.30
PEG
TTM
0.47x
P/E
TTM
12.72x
P/S
TTM
3.44x
YIELD
2.98%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
0.06%
Return on equity
ROIC: 0%
Valuation History
12.1X
Price to Earnings
EV/EBITDA: 1689.3X
Cash flow
Profit margin
12.06%
(FY vs FY)
EBITDA Y/Y
9.06%
(FY vs FY)
Cash flow Y/Y
3.05%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $41.93
4970.38%
Default assumptions
EBITDA Multiple
Fair Value
Market $41.93
4944.60%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Community Bancorp cash flow to debt ratio of 17.75% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
Community Bancorp's free cash flow has increased 1.89% from $14.98M last year to $15.26M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Community Bancorp's debt to equity ratio is 0.49, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Community Bancorp's debt has decreased relative to shareholder equity from 1.37 last year to 0.49 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
Community Bancorp has a net debt to EBITDA ratio of 3.66x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial risk - ICR.
Interest expense is not separately reported in Community Bancorp's latest filing, so interest coverage cannot be calculated.
Financial stability - Profit margin growth.
Community Bancorp's profit margin has increased (26.29%) in the last year from 21.42% to 27.05%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Community Bancorp's short-term liabilities of $1.11G exceed its short-term assets of $160.94M, signaling financial risk
Decreasing performance - ROA.
Community Bancorp's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Community Bancorp's return on equity of 0.06%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Community Bancorp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Community Bancorp had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Community Bancorp has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Community Bancorp has a free cash flow yield of 6.51%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Community Bancorp's yearly earnings has increased 32.93% since last year from $12.76M to $16.97M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Community Bancorp's yearly revenue has increased 15.41% since last year from $59.61M to $68.79M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 0.00% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Community Bancorp's 3-year revenue CAGR of 16.73% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Community Bancorp had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Community Bancorp had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Community Bancorp is undervalued relative to its fair value price of 2.13K based on Discounted Cash Flow model
Undervalued - Earnings yield.
Community Bancorp has an earnings yield of 7.86%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
Community Bancorp is undervalued relative to its fair value price of 2.12K based on EBITDA multiple model
Undervalued - EV/EBITDA.
Community Bancorp has an EV/EBITDA ratio of 14.59x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Community Bancorp has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Community Bancorp has a price-to-book ratio of 0.00x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Community Bancorp has a price-to-sales ratio of 3.44x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue