NASDAQ
COLB
Last Price
US $32.51
KEY FIGURES
MKT CAP
$7.7B
EPS
TTM
$2.25
PEG
TTM
2.17x
P/E
TTM
12.76x
P/S
TTM
2.38x
YIELD
4.57%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Columbia Banking System, Inc. cash flow to debt ratio of 18.61% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
Columbia Banking System, Inc.'s free cash flow has increased 13.29% from $623.20M last year to $706.00M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Columbia Banking System, Inc.'s debt to equity ratio is 0.52, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Columbia Banking System, Inc.'s debt has decreased relative to shareholder equity from 0.76 last year to 0.52 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
Columbia Banking System, Inc. has a net debt to EBITDA ratio of 3.91x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Columbia Banking System, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Columbia Banking System, Inc.'s profit margin has increased (8.71%) in the last year from 17.99% to 19.56%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Columbia Banking System, Inc.'s short-term liabilities of $3.45G exceed its short-term assets of $743.00M, signaling financial risk
Decreasing performance - ROA.
Columbia Banking System, Inc.'s return on assets of 0.99% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Columbia Banking System, Inc.'s return on equity of 9.16%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Columbia Banking System, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Columbia Banking System, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Columbia Banking System, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Columbia Banking System, Inc. has a free cash flow yield of 9.23%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Columbia Banking System, Inc.'s yearly earnings has increased 3.06% since last year from $533.67M to $550.03M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Columbia Banking System, Inc.'s yearly revenue has increased 8.35% since last year from $2.97G to $3.21G, signaling increasing performance
Increasing performance - ROIC.
ROIC 21.32% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Columbia Banking System, Inc.'s 3-year revenue CAGR of 33.61% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Columbia Banking System, Inc. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Columbia Banking System, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Columbia Banking System, Inc. is undervalued relative to its fair value price of 37.96 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Columbia Banking System, Inc. has an earnings yield of 7.01%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Columbia Banking System, Inc. is overvalued relative to its fair value price of 11.64 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Columbia Banking System, Inc. has an EV/EBITDA ratio of 10.93x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Columbia Banking System, Inc. has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
Columbia Banking System, Inc. has a price-to-book ratio of 1.22x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Columbia Banking System, Inc. has a price-to-sales ratio of 2.28x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
9.16%
Return on equity
ROIC: 21.32%
Valuation History
12.8X
Price to Earnings
EV/EBITDA: 10.9X
Cash flow
Profit margin
17.67%
(FY vs FY)
EBITDA Y/Y
-
(FY vs FY)
Cash flow Y/Y
53.89%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $32.51
16.76%
Default assumptions
EBITDA Multiple
Fair Value
Market $32.51
-64.20%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.