NASDAQ
CPBI
Last Price
US $20.9707
KEY FIGURES
MKT CAP
$87.7M
EPS
TTM$1.19
EPS Growth (1Y)
9.38%
PEG
TTM-
P/E
TTM17.66x
P/S
TTM2.53x
YIELD
-
GROWTH (5Y CAGR)
Revenue
-
EBITDA
-
Cash flow
Cash Flow (DCF)
Fair Value
Market $20.9707
—
Default assumptions
EBITDA Multiple
Fair Value
Market $20.9707
-31.57%
Default assumptions
Valuation
Financial
Performance
Cash flow to debt coverage
Central Plains Bancshares, Inc. Common Stock cash flow to debt ratio of 3.43K% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Free cash flow growth
Central Plains Bancshares, Inc. Common Stock's free cash flow has increased -289.37% from $-3.07M last year to $5.81M, signaling increasing performance
Debt-to-equity ratio
Central Plains Bancshares, Inc. Common Stock's debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability.
Debt-to-equity trend
Central Plains Bancshares, Inc. Common Stock has insufficient data to evaluate this check.
Net debt to EBITDA
Central Plains Bancshares, Inc. Common Stock has a net cash position, so leverage is healthy.
Interest coverage
Central Plains Bancshares, Inc. Common Stock earns at least as much interest as it pays. Interest obligations are fully covered.
Profit margin growth
Central Plains Bancshares, Inc. Common Stock's profit margin has increased (7.13%) in the last year from 13.38% to 14.33%, signaling increasing performance
Current ratio
Central Plains Bancshares, Inc. Common Stock's short-term assets of $73.25M exceed its short-term liabilities of $43.00K
Return on assets
Central Plains Bancshares, Inc. Common Stock's return on assets of 0.80% is lower than the 5.00% threshold, indicating inefficient asset utilization
Return on equity
Central Plains Bancshares, Inc. Common Stock's return on equity of 5.10%, is lower than 15.00%, indicating bad performance
Earnings quality
Central Plains Bancshares, Inc. Common Stock's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Earnings stability
Central Plains Bancshares, Inc. Common Stock has insufficient public price history to evaluate earnings stability.
Positive free cash flow
Central Plains Bancshares, Inc. Common Stock has positive free cash flow, indicating the company generates cash after capital expenditures
Free cash flow yield
Central Plains Bancshares, Inc. Common Stock has a free cash flow yield of 6.64%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Earnings growth
Central Plains Bancshares, Inc. Common Stock's yearly earnings has increased 9.47% since last year from $3.65M to $4.00M, signaling increasing performance
Revenue growth
Central Plains Bancshares, Inc. Common Stock's yearly revenue has increased 46.38% since last year from $18.90M to $27.66M, signaling increasing performance
Return on invested capital
ROIC 5.31% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
3-year revenue CAGR
Central Plains Bancshares, Inc. Common Stock's 3-year revenue CAGR of 18.09% is positive, indicating growing revenue over the past 3 years
Revenue consistency
Central Plains Bancshares, Inc. Common Stock has insufficient public price history to evaluate revenue consistency.
Return on equity consistency
Central Plains Bancshares, Inc. Common Stock has insufficient public price history to evaluate ROE consistency.
Cash Flow Valuation (DCF)
Central Plains Bancshares, Inc. Common Stock has insufficient data to evaluate this check.
Earnings yield (TTM)
Central Plains Bancshares, Inc. Common Stock has an earnings yield of 5.68%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
EBITDA Valuation
Central Plains Bancshares, Inc. Common Stock is overvalued relative to its fair value price of 14.35 based on EBITDA multiple model
EV/EBITDA (FY)
Central Plains Bancshares, Inc. Common Stock has an EV/EBITDA ratio of 2.97x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
PEG ratio (TTM/FY)
Central Plains Bancshares, Inc. Common Stock has insufficient diluted EPS history to calculate the PEG ratio.
Price-to-book ratio (FY)
Central Plains Bancshares, Inc. Common Stock has a price-to-book ratio of 0.88x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Price-to-sales ratio (TTM)
Central Plains Bancshares, Inc. Common Stock has a price-to-sales ratio of 2.52x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
5.10%
Return on equity
ROIC: 5.31%
Valuation History
17.9X
Price to Earnings
EV/EBITDA: 12.4X
Cash flow
Profit margin
-
EARNINGS FV
Fair Value
Market $20.9707
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.