NASDAQ
CRMT
Last Price
US $4.28
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
America's Car-Mart, Inc. cash flow to debt ratio of -5.77% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
America's Car-Mart, Inc.'s free cash flow has increased -34.27% from $-80.04M last year to $-52.61M, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
America's Car-Mart, Inc.'s debt to equity ratio is 1.99, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial risk - Healthy debt to equity ratio development.
America's Car-Mart, Inc.'s debt has increased relative to shareholder equity from 1.74 last year to 1.99 today, signaling weakened financials
Financial risk - Net debt/EBITDA.
America's Car-Mart, Inc. has a net debt to EBITDA ratio of 8.27x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial risk - ICR.
America's Car-Mart, Inc.'s interest coverage ratio is 0.25, which means that the company struggles to meet interest obligations, signaling financial risk.
Financial risk - Profit margin growth.
America's Car-Mart, Inc.'s profit margin has decreased (279.37%) in the last year from -2.25% to -8.54%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
America's Car-Mart, Inc.'s short-term assets of $1.42G exceed its short-term liabilities of $372.08M
Decreasing performance - ROA.
America's Car-Mart, Inc.'s return on assets of -5.80% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
America's Car-Mart, Inc.'s return on equity of -17.38%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
America's Car-Mart, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
America's Car-Mart, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Decreasing performance - Free cash flow.
America's Car-Mart, Inc. has negative free cash flow, indicating the company is burning cash rather than generating it
Decreasing performance - FCF yield.
America's Car-Mart, Inc. has negative free cash flow, indicating cash burn
Increasing performance - Healthy earnings growth.
America's Car-Mart, Inc.'s yearly earnings has increased -156.99% since last year from $-31.39M to $17.89M, signaling increasing performance
Decreasing performance - Healthy revenue growth.
America's Car-Mart, Inc.'s yearly revenue has decreased -0.21% since last year from $1.39G to $1.39G, signaling decreasing performance
Increasing performance - ROIC.
ROIC 7.83% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.
Increasing performance - 3-year revenue CAGR.
America's Car-Mart, Inc.'s 3-year revenue CAGR of 4.69% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
America's Car-Mart, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
America's Car-Mart, Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
America's Car-Mart, Inc. has insufficient data to evaluate this check.
Overvalued - Earnings yield.
America's Car-Mart, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - EBITDA valuation.
America's Car-Mart, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Undervalued - EV/EBITDA.
America's Car-Mart, Inc. has an EV/EBITDA ratio of 8.62x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
America's Car-Mart, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
America's Car-Mart, Inc. has a price-to-book ratio of 0.07x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
America's Car-Mart, Inc. has a price-to-sales ratio of 0.03x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-
Return on equity
ROIC: -
Valuation History
-
Price to Earnings
EV/EBITDA: -
Cash flow
Profit margin
5.80%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Fair Value
Market $4.28
6304.91%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.