Customers Bancorp, Inc 5.375% S cash flow to debt ratio of 29.01% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.

Customers Bancorp, Inc 5.375% S's free cash flow has increased 235.05% from $143.57M last year to $481.02M, signaling increasing performance

Customers Bancorp, Inc 5.375% S's debt to equity ratio is 1.01, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Customers Bancorp, Inc 5.375% S's debt has increased relative to shareholder equity from 0.71 last year to 1.01 today, signaling weakened financials

Customers Bancorp, Inc 5.375% S has a net debt to EBITDA ratio of 5.70x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Customers Bancorp, Inc 5.375% S earns at least as much interest as it pays. Interest obligations are fully covered.

Customers Bancorp, Inc 5.375% S's profit margin has increased (69.27%) in the last year from 13.07% to 22.13%, signaling increasing performance

Customers Bancorp, Inc 5.375% S's short-term assets of $18.70G exceed its short-term liabilities of $0.00

Customers Bancorp, Inc 5.375% S's return on assets of 1.10% is lower than the 5.00% threshold, indicating inefficient asset utilization

Customers Bancorp, Inc 5.375% S's return on equity of 13.57%, is lower than 15.00%, indicating bad performance

Customers Bancorp, Inc 5.375% S's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Customers Bancorp, Inc 5.375% S had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Customers Bancorp, Inc 5.375% S has positive free cash flow, indicating the company generates cash after capital expenditures

Customers Bancorp, Inc 5.375% S has a free cash flow yield of 63.02%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Customers Bancorp, Inc 5.375% S's yearly earnings has increased 23.49% since last year from $181.47M to $224.09M, signaling increasing performance

Customers Bancorp, Inc 5.375% S's yearly revenue has increased 111.98% since last year from $641.39M to $1.36G, signaling increasing performance

ROIC 3.19% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Customers Bancorp, Inc 5.375% S's 3-year revenue CAGR of 14.12% is positive, indicating growing revenue over the past 3 years

Customers Bancorp, Inc 5.375% S had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

Customers Bancorp, Inc 5.375% S had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Customers Bancorp, Inc 5.375% S is undervalued relative to its fair value price of 201.79 based on Discounted Cash Flow model

Customers Bancorp, Inc 5.375% S has an earnings yield of 38.18%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Customers Bancorp, Inc 5.375% S is overvalued relative to its fair value price of 11.00 based on EBITDA multiple model

Customers Bancorp, Inc 5.375% S has an EV/EBITDA ratio of 8.34x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Customers Bancorp, Inc 5.375% S is undervalued relative to its fair value price of 182.58 based on Earnings Fair Value model

Customers Bancorp, Inc 5.375% S has a PEG-ratio under 1 which is considered undervalued

Customers Bancorp, Inc 5.375% S has a price-to-book ratio of 0.35x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Customers Bancorp, Inc 5.375% S has a price-to-sales ratio of 0.58x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue