NYSE
EARN
Last Price
US $4.38
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Ellington Credit Company cash flow to debt ratio of 245.48% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial risk - Healthy cash flow growth.
Ellington Credit Company has insufficient data to evaluate this check.
Financial risk - Healthy debt to equity ratio.
Ellington Credit Company's debt to equity ratio is 1.43, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial risk - Healthy debt to equity ratio development.
Ellington Credit Company has insufficient data to evaluate this check.
Financial risk - Net debt/EBITDA.
Ellington Credit Company has negative EBITDA, making leverage ratio unreliable
Financial stability - ICR.
Ellington Credit Company earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Ellington Credit Company's profit margin has decreased (-653.69%) in the last year from 13.00% to -71.96%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Ellington Credit Company's short-term liabilities of $166.27M exceed its short-term assets of $57.73M, signaling financial risk
Decreasing performance - ROA.
Ellington Credit Company's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Ellington Credit Company's return on equity of -20.38%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Ellington Credit Company's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Decreasing performance - Earnings stability.
Ellington Credit Company had positive net income in only 2.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
Ellington Credit Company has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Ellington Credit Company has a free cash flow yield of 328.60%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Ellington Credit Company's yearly earnings has decreased -319.44% since last year from $6.59M to $-14.45M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
Ellington Credit Company's yearly revenue has decreased -39.43% since last year from $70.28M to $42.57M, signaling decreasing performance
Decreasing performance - ROIC.
ROIC -6.36% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Decreasing performance - 3-year revenue CAGR.
Ellington Credit Company has insufficient revenue history to calculate 3-year revenue CAGR.
Decreasing performance - Revenue consistency.
Ellington Credit Company had revenue growth in only 1.00 out of 5 years, indicating inconsistent revenue performance
Decreasing performance - ROE consistency.
Ellington Credit Company had positive ROE in only 1.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Ellington Credit Company has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Ellington Credit Company has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - EBITDA valuation.
Ellington Credit Company is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Ellington Credit Company has negative or missing EBITDA, making EV/EBITDA ratio unreliable
Overvalued - PEG ratio value.
Ellington Credit Company has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Ellington Credit Company has a price-to-book ratio of 0.51x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Ellington Credit Company has a price-to-sales ratio of 3.05x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-20.38%
Return on equity
ROIC: -6.36%
Valuation History
-4.3X
Price to Earnings
EV/EBITDA: -10.8X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
80.94%
(FY vs FY)
Fair Value
Market $4.38
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