Encore Capital Group, Inc. cash flow to debt ratio of 3.71% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Encore Capital Group, Inc.'s free cash flow has decreased -0.02% from $126.95M last year to $126.93M, signaling decreasing performance

Encore Capital Group, Inc.'s debt to equity ratio is 3.90, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Encore Capital Group, Inc.'s debt has decreased relative to shareholder equity from 4.79 last year to 3.90 today, signaling strengthened financials

Encore Capital Group, Inc. has a net debt to EBITDA ratio of 6.09x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Encore Capital Group, Inc.'s interest coverage ratio of 2.37 indicates that earnings with margin can cover interest payments on company debt

Encore Capital Group, Inc.'s profit margin has increased (-251.49%) in the last year from -10.58% to 16.02%, signaling increasing performance

Encore Capital Group, Inc.'s short-term assets of $191.03M exceed its short-term liabilities of $321.00K

Encore Capital Group, Inc.'s return on assets of 5.44% is higher than the 5.00% threshold, indicating efficient asset utilization

Encore Capital Group, Inc.'s return on equity of 30.70%, is higher than 15.00%, indicating good performance

Encore Capital Group, Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Encore Capital Group, Inc. had positive net income in 3.00 out of 5 years, indicating stable and consistent earnings

Encore Capital Group, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Encore Capital Group, Inc. has a free cash flow yield of 6.53%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Encore Capital Group, Inc.'s yearly earnings has increased -284.45% since last year from $-139.24M to $256.83M, signaling increasing performance

Encore Capital Group, Inc.'s yearly revenue has increased 33.89% since last year from $1.32G to $1.76G, signaling increasing performance

ROIC 10.01% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Encore Capital Group, Inc.'s 3-year revenue CAGR of 8.02% is positive, indicating growing revenue over the past 3 years

Encore Capital Group, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

Encore Capital Group, Inc. had positive ROE in 3.00 out of 5 years, indicating consistent and reliable returns on equity

Encore Capital Group, Inc. has insufficient data to evaluate this check.

Encore Capital Group, Inc. has an earnings yield of 15.05%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Encore Capital Group, Inc. is overvalued relative to its fair value price of 26.57 based on EBITDA multiple model

Encore Capital Group, Inc. has an EV/EBITDA ratio of 8.18x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Encore Capital Group, Inc. is undervalued relative to its fair value price of 278.09 based on Earnings Fair Value model

Encore Capital Group, Inc. has a PEG-ratio under 1 which is considered undervalued

Encore Capital Group, Inc. has a price-to-book ratio of 1.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Encore Capital Group, Inc. has a price-to-sales ratio of 1.05x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue