NASDAQ
EFSC
Last Price
US $65.29
KEY FIGURES
MKT CAP
$2.4B
EPS
TTM
$5.44
PEG
TTM
3.32x
P/E
TTM
12.00x
P/S
TTM
2.52x
YIELD
1.99%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
10.08%
Return on equity
ROIC: 1.17%
Valuation History
12.3X
Price to Earnings
EV/EBITDA: 8.5X
Cash flow
Profit margin
21.31%
(FY vs FY)
EBITDA Y/Y
22.93%
(FY vs FY)
Cash flow Y/Y
6.38%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $65.29
3.08%
Default assumptions
EBITDA Multiple
Fair Value
Market $65.29
-27.66%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Enterprise Financial Services Corp cash flow to debt ratio of 38.05% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
Enterprise Financial Services Corp's free cash flow has decreased -24.34% from $239.93M last year to $181.53M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Enterprise Financial Services Corp's debt to equity ratio is 0.20, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Enterprise Financial Services Corp's debt has decreased relative to shareholder equity from 0.24 last year to 0.20 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Enterprise Financial Services Corp has a net debt to EBITDA ratio of 1.03x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Enterprise Financial Services Corp earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Enterprise Financial Services Corp's profit margin has decreased (-7.58%) in the last year from 22.75% to 21.03%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
Enterprise Financial Services Corp's short-term assets of $208.08M exceed its short-term liabilities of $7.65M
Decreasing performance - ROA.
Enterprise Financial Services Corp's return on assets of 1.17% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Enterprise Financial Services Corp's return on equity of 10.08%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Enterprise Financial Services Corp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Enterprise Financial Services Corp had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Enterprise Financial Services Corp has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Enterprise Financial Services Corp has a free cash flow yield of 7.60%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Enterprise Financial Services Corp's yearly earnings has increased 8.69% since last year from $185.27M to $201.37M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Enterprise Financial Services Corp's yearly revenue has increased 12.03% since last year from $814.41M to $912.39M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 1.17% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Enterprise Financial Services Corp's 3-year revenue CAGR of 19.57% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Enterprise Financial Services Corp had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Enterprise Financial Services Corp had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Enterprise Financial Services Corp is undervalued relative to its fair value price of 67.30 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Enterprise Financial Services Corp has an earnings yield of 8.33%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Enterprise Financial Services Corp is overvalued relative to its fair value price of 47.23 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Enterprise Financial Services Corp has an EV/EBITDA ratio of 9.23x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Enterprise Financial Services Corp has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
Enterprise Financial Services Corp has a price-to-book ratio of 1.19x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Enterprise Financial Services Corp has a price-to-sales ratio of 2.52x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue