NASDAQ
EFSI
Last Price
US $43.66
KEY FIGURES
MKT CAP
$236.3M
EPS
TTM
$3.44
PEG
TTM
N/M
P/E
TTM
12.70x
P/S
TTM
2.01x
YIELD
2.84%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
9.83%
Return on equity
ROIC: -1.01%
Valuation History
12.1X
Price to Earnings
EV/EBITDA: 12.7X
Cash flow
Profit margin
17.53%
(FY vs FY)
EBITDA Y/Y
-5.67%
(FY vs FY)
Cash flow Y/Y
20.18%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $43.66
75.17%
Default assumptions
EBITDA Multiple
Fair Value
Market $43.66
-94.14%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Eagle Financial Services, Inc. cash flow to debt ratio of 40.04% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial stability - Healthy cash flow growth.
Eagle Financial Services, Inc.'s free cash flow has increased 49.10% from $17.74M last year to $26.45M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Eagle Financial Services, Inc.'s debt to equity ratio is 0.15, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Eagle Financial Services, Inc.'s debt has decreased relative to shareholder equity from 1.26 last year to 0.15 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
Eagle Financial Services, Inc. has a net debt to EBITDA ratio of 5.20x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Eagle Financial Services, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Eagle Financial Services, Inc.'s profit margin has increased (9.41%) in the last year from 14.48% to 15.85%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Eagle Financial Services, Inc.'s short-term liabilities of $1.61G exceed its short-term assets of $137.27M, signaling financial risk
Decreasing performance - ROA.
Eagle Financial Services, Inc.'s return on assets of 1.01% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Eagle Financial Services, Inc.'s return on equity of 9.83%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Eagle Financial Services, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Eagle Financial Services, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Eagle Financial Services, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Eagle Financial Services, Inc. has a free cash flow yield of 11.19%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Eagle Financial Services, Inc.'s yearly earnings has decreased -46.46% since last year from $15.34M to $8.21M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
Eagle Financial Services, Inc.'s yearly revenue has decreased -1.31% since last year from $105.92M to $104.54M, signaling decreasing performance
Decreasing performance - ROIC.
ROIC -1.01% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Eagle Financial Services, Inc.'s 3-year revenue CAGR of 16.14% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Eagle Financial Services, Inc. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Eagle Financial Services, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Eagle Financial Services, Inc. is undervalued relative to its fair value price of 76.48 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Eagle Financial Services, Inc. has an earnings yield of 7.88%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Eagle Financial Services, Inc. is overvalued relative to its fair value price of 2.56 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Eagle Financial Services, Inc. has an EV/EBITDA ratio of 27.27x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Undervalued - PEG ratio value.
Eagle Financial Services, Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Eagle Financial Services, Inc. has a price-to-book ratio of 1.22x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Eagle Financial Services, Inc. has a price-to-sales ratio of 2.01x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue