Employers Holdings, Inc. cash flow to debt ratio of 114.91% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Employers Holdings, Inc.'s free cash flow has decreased -40.56% from $71.50M last year to $42.50M, signaling decreasing performance

Employers Holdings, Inc.'s debt to equity ratio is 0.15, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Employers Holdings, Inc.'s debt has increased relative to shareholder equity from 0.00 last year to 0.15 today, signaling weakened financials

Employers Holdings, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Employers Holdings, Inc.'s interest coverage ratio of 5.93 indicates that earnings with good margin can cover interest payments on company debt

Employers Holdings, Inc.'s profit margin has decreased (-92.95%) in the last year from 13.47% to 0.95%, signaling decreasing performance

Employers Holdings, Inc.'s short-term liabilities of $2.39G exceed its short-term assets of $1.96G, signaling financial risk

Employers Holdings, Inc.'s return on assets of 0.24% is lower than the 5.00% threshold, indicating inefficient asset utilization

Employers Holdings, Inc.'s return on equity of 0.83%, is lower than 15.00%, indicating bad performance

Employers Holdings, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Employers Holdings, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Employers Holdings, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Employers Holdings, Inc. has a free cash flow yield of 3.79%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Employers Holdings, Inc.'s yearly earnings has decreased -90.89% since last year from $118.60M to $10.80M, signaling decreasing performance

Employers Holdings, Inc.'s yearly revenue has decreased -2.55% since last year from $880.70M to $858.20M, signaling decreasing performance

ROIC 0.76% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Employers Holdings, Inc.'s 3-year revenue CAGR of 6.35% is positive, indicating growing revenue over the past 3 years

Employers Holdings, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

Employers Holdings, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Employers Holdings, Inc. is overvalued relative to its fair value price of 36.27 based on Discounted Cash Flow model

Employers Holdings, Inc. has an earnings yield of 0.67%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Employers Holdings, Inc. is overvalued relative to its fair value price of 8.92 based on EBITDA multiple model

Employers Holdings, Inc. has an EV/EBITDA ratio of 51.81x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Employers Holdings, Inc. is overvalued relative to its fair value price of 36.12 based on Earnings Fair Value model

Employers Holdings, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

Employers Holdings, Inc. has a price-to-book ratio of 1.41x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Employers Holdings, Inc. has a price-to-sales ratio of 1.30x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue