Essent Group Ltd. cash flow to debt ratio of 172.83% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.

Essent Group Ltd.'s free cash flow has decreased -0.71% from $854.77M last year to $848.69M, signaling decreasing performance

Essent Group Ltd.'s debt to equity ratio is 0.09, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

Essent Group Ltd.'s debt has increased relative to shareholder equity from 0.09 last year to 0.09 today, signaling weakened financials

Essent Group Ltd. has a net debt to EBITDA ratio of 0.43x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Essent Group Ltd.'s interest coverage ratio of 25.13 indicates that earnings with good margin can cover interest payments on company debt

Essent Group Ltd.'s profit margin has decreased (-7.34%) in the last year from 57.56% to 53.34%, signaling decreasing performance

Essent Group Ltd.'s short-term assets of $6.84G exceed its short-term liabilities of $1.19G

Essent Group Ltd.'s return on assets of 9.07% is higher than the 5.00% threshold, indicating efficient asset utilization

Essent Group Ltd.'s return on equity of 12.01%, is lower than 15.00%, indicating bad performance

Essent Group Ltd.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Essent Group Ltd. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Essent Group Ltd. has positive free cash flow, indicating the company generates cash after capital expenditures

Essent Group Ltd. has a free cash flow yield of 14.17%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Essent Group Ltd.'s yearly earnings has decreased -5.41% since last year from $729.40M to $689.97M, signaling decreasing performance

Essent Group Ltd.'s yearly revenue has decreased -0.49% since last year from $1.27G to $1.26G, signaling decreasing performance

ROIC 10.72% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Essent Group Ltd.'s 3-year revenue CAGR of 7.38% is positive, indicating growing revenue over the past 3 years

Essent Group Ltd. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

Essent Group Ltd. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Essent Group Ltd. is undervalued relative to its fair value price of 115.69 based on Discounted Cash Flow model

Essent Group Ltd. has an earnings yield of 11.25%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Essent Group Ltd. is overvalued relative to its fair value price of 59.01 based on EBITDA multiple model

Essent Group Ltd. has an EV/EBITDA ratio of 7.40x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Essent Group Ltd. is undervalued relative to its fair value price of 153.75 based on Earnings Fair Value model

Essent Group Ltd. has a PEG-ratio over 1 which is considered overvalued

Essent Group Ltd. has a price-to-book ratio of 1.07x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Essent Group Ltd. has a price-to-sales ratio of 4.74x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue