NYSE
FBK
Last Price
US $58.40
KEY FIGURES
MKT CAP
$3.0B
EPS
TTM
$2.72
PEG
TTM
-
P/E
TTM
21.46x
P/S
TTM
3.26x
YIELD
1.37%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
FB Financial Corporation cash flow to debt ratio of 55.04% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial stability - Healthy cash flow growth.
FB Financial Corporation's free cash flow has increased 11.16% from $132.25M last year to $147.01M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
FB Financial Corporation's debt to equity ratio is 0.14, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
FB Financial Corporation's debt has decreased relative to shareholder equity from 0.16 last year to 0.14 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
FB Financial Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
FB Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
FB Financial Corporation's profit margin has increased (0.38%) in the last year from 15.13% to 15.19%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
FB Financial Corporation's short-term liabilities of $14.06G exceed its short-term assets of $1.63G, signaling financial risk
Decreasing performance - ROA.
FB Financial Corporation's return on assets of 0.85% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
FB Financial Corporation's return on equity of 7.50%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
FB Financial Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
FB Financial Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
FB Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
FB Financial Corporation has a free cash flow yield of 4.89%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
FB Financial Corporation's yearly earnings has increased 5.68% since last year from $116.03M to $122.62M, signaling increasing performance
Increasing performance - Healthy revenue growth.
FB Financial Corporation's yearly revenue has increased 14.48% since last year from $766.77M to $877.84M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 0.85% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
FB Financial Corporation's 3-year revenue CAGR of 13.75% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
FB Financial Corporation had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
FB Financial Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
FB Financial Corporation has insufficient data to evaluate this check.
Undervalued - Earnings yield.
FB Financial Corporation has an earnings yield of 4.66%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
FB Financial Corporation is overvalued relative to its fair value price of 33.07 based on EBITDA multiple model
Undervalued - EV/EBITDA.
FB Financial Corporation has an EV/EBITDA ratio of 15.59x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
FB Financial Corporation has no meaningful EPS growth rate; PEG ratio cannot be computed.
Undervalued - P/B ratio.
FB Financial Corporation has a price-to-book ratio of 1.53x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
FB Financial Corporation has a price-to-sales ratio of 3.26x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
7.50%
Return on equity
ROIC: 0.85%
Valuation History
21.1X
Price to Earnings
EV/EBITDA: 16.1X
Cash flow
Profit margin
7.32%
(FY vs FY)
EBITDA Y/Y
9.59%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $58.40
—
Default assumptions
EBITDA Multiple
Fair Value
Market $58.40
-43.37%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.