NASDAQ
FBLA
Last Price
US $15.21
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
FB Bancorp, Inc. Common Stock cash flow to debt ratio of 3.52% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
FB Bancorp, Inc. Common Stock's free cash flow has increased -57.63% from $-9.21M last year to $-3.90M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
FB Bancorp, Inc. Common Stock's debt to equity ratio is 0.32, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
FB Bancorp, Inc. Common Stock's debt has increased relative to shareholder equity from 0.23 last year to 0.32 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
FB Bancorp, Inc. Common Stock has a net debt to EBITDA ratio of 2.39x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
FB Bancorp, Inc. Common Stock earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
FB Bancorp, Inc. Common Stock's profit margin has increased (-113.87%) in the last year from -7.23% to 1.00%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
FB Bancorp, Inc. Common Stock's short-term liabilities of $841.79M exceed its short-term assets of $388.31M, signaling financial risk
Decreasing performance - ROA.
FB Bancorp, Inc. Common Stock's return on assets of 0.05% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
FB Bancorp, Inc. Common Stock's return on equity of 0.21%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
FB Bancorp, Inc. Common Stock's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
FB Bancorp, Inc. Common Stock had positive net income in 3.00 out of 5 years, indicating stable and consistent earnings
Decreasing performance - Free cash flow.
FB Bancorp, Inc. Common Stock has negative free cash flow, indicating the company is burning cash rather than generating it
Decreasing performance - FCF yield.
FB Bancorp, Inc. Common Stock has negative free cash flow, indicating cash burn
Increasing performance - Healthy earnings growth.
FB Bancorp, Inc. Common Stock's yearly earnings has increased -120.16% since last year from $-6.21M to $1.25M, signaling increasing performance
Decreasing performance - Healthy revenue growth.
FB Bancorp, Inc. Common Stock's yearly revenue has decreased -19.02% since last year from $85.91M to $69.57M, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 0.91% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Decreasing performance - 3-year revenue CAGR.
FB Bancorp, Inc. Common Stock's 3-year revenue CAGR of -0.80% is negative, indicating declining revenue over the past 3 years
Decreasing performance - Revenue consistency.
FB Bancorp, Inc. Common Stock had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance
Increasing performance - ROE consistency.
FB Bancorp, Inc. Common Stock had positive ROE in 3.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
FB Bancorp, Inc. Common Stock has insufficient data to evaluate this check.
Overvalued - Earnings yield.
FB Bancorp, Inc. Common Stock has an earnings yield of 0.27%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
Overvalued - EBITDA valuation.
FB Bancorp, Inc. Common Stock is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
FB Bancorp, Inc. Common Stock has an EV/EBITDA ratio of 38.50x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Overvalued - PEG ratio value.
FB Bancorp, Inc. Common Stock has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
FB Bancorp, Inc. Common Stock has a price-to-book ratio of 0.84x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
FB Bancorp, Inc. Common Stock has a price-to-sales ratio of 3.72x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
0.21%
Return on equity
ROIC: 0.91%
Valuation History
437.1X
Price to Earnings
EV/EBITDA: 38.5X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Fair Value
Market $15.21
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Default assumptions
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