First Capital, Inc. carries no debt; cash flow comfortably covers obligations.

First Capital, Inc.'s free cash flow has decreased -7.84% from $21.63M last year to $19.93M, signaling decreasing performance

First Capital, Inc.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.

First Capital, Inc. has insufficient data to evaluate this check.

First Capital, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

First Capital, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

First Capital, Inc.'s profit margin has increased (26.71%) in the last year from 20.54% to 26.03%, signaling increasing performance

First Capital, Inc.'s short-term liabilities of $1.13G exceed its short-term assets of $396.83M, signaling financial risk

First Capital, Inc.'s return on assets of 1.36% is lower than the 5.00% threshold, indicating inefficient asset utilization

First Capital, Inc.'s return on equity of 13.14%, is lower than 15.00%, indicating bad performance

First Capital, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

First Capital, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

First Capital, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

First Capital, Inc. has a free cash flow yield of 9.01%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

First Capital, Inc.'s yearly earnings has increased 37.08% since last year from $11.94M to $16.37M, signaling increasing performance

First Capital, Inc.'s yearly revenue has decreased -2.20% since last year from $58.13M to $56.85M, signaling decreasing performance

ROIC 12.02% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

First Capital, Inc.'s 3-year revenue CAGR of 15.98% is positive, indicating growing revenue over the past 3 years

First Capital, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

First Capital, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

First Capital, Inc. is undervalued relative to its fair value price of 137.93 based on Discounted Cash Flow model

First Capital, Inc. has an earnings yield of 7.92%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

First Capital, Inc. is undervalued relative to its fair value price of 72.82 based on EBITDA multiple model

First Capital, Inc. has an EV/EBITDA ratio of 3.13x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

First Capital, Inc. is undervalued relative to its fair value price of 121.95 based on Earnings Fair Value model

First Capital, Inc. has a PEG-ratio under 1 which is considered undervalued

First Capital, Inc. has a price-to-book ratio of 1.60x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

First Capital, Inc. has a price-to-sales ratio of 3.30x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue