NASDAQ
FCCO
Last Price
US $32.93
KEY FIGURES
MKT CAP
$253.9M
EPS
TTM
$2.25
PEG
TTM
0.44x
P/E
TTM
12.79x
P/S
TTM
2.29x
YIELD
1.93%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
11.74%
Return on equity
ROIC: 0.88%
Valuation History
12.8X
Price to Earnings
EV/EBITDA: 9.3X
Cash flow
Profit margin
15.61%
(FY vs FY)
EBITDA Y/Y
19.18%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $32.93
—
Default assumptions
EBITDA Multiple
Fair Value
Market $32.93
-42.54%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
First Community Corporation cash flow to debt ratio of 15.01% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
First Community Corporation's free cash flow has increased 79.85% from $9.77M last year to $17.58M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
First Community Corporation's debt to equity ratio is 0.53, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
First Community Corporation's debt has decreased relative to shareholder equity from 0.84 last year to 0.53 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
First Community Corporation has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
First Community Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
First Community Corporation's profit margin has increased (27.15%) in the last year from 14.16% to 18.01%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
First Community Corporation's short-term liabilities of $1.86G exceed its short-term assets of $179.00M, signaling financial risk
Decreasing performance - ROA.
First Community Corporation's return on assets of 0.87% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
First Community Corporation's return on equity of 11.74%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
First Community Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
First Community Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
First Community Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
First Community Corporation has a free cash flow yield of 6.92%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
First Community Corporation's yearly earnings has increased 37.62% since last year from $13.96M to $19.20M, signaling increasing performance
Increasing performance - Healthy revenue growth.
First Community Corporation's yearly revenue has increased 12.72% since last year from $98.53M to $111.06M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 0.88% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
First Community Corporation's 3-year revenue CAGR of 23.92% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
First Community Corporation had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
First Community Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
First Community Corporation has insufficient data to evaluate this check.
Undervalued - Earnings yield.
First Community Corporation has an earnings yield of 6.78%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
First Community Corporation is overvalued relative to its fair value price of 18.92 based on EBITDA multiple model
Undervalued - EV/EBITDA.
First Community Corporation has an EV/EBITDA ratio of 9.35x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
First Community Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
First Community Corporation has a price-to-book ratio of 1.38x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
First Community Corporation has a price-to-sales ratio of 2.21x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue