NYSE
FG
Last Price
US $27.27
KEY FIGURES
MKT CAP
$3.6B
EPS
TTM
$4.02
PEG
TTM
N/M
P/E
TTM
6.96x
P/S
TTM
0.62x
YIELD
3.59%
GROWTH
Revenue Y/Y
32.00%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $27.27
2119.29%
Default assumptions
EBITDA Multiple
Fair Value
Market $27.27
97.76%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
F&G Annuities & Life, Inc. cash flow to debt ratio of 209.25% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial risk - Healthy cash flow growth.
F&G Annuities & Life, Inc.'s free cash flow has decreased -21.91% from $5.97G last year to $4.67G, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
F&G Annuities & Life, Inc.'s debt to equity ratio is 0.48, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
F&G Annuities & Life, Inc.'s debt has decreased relative to shareholder equity from 0.55 last year to 0.48 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
F&G Annuities & Life, Inc. has a net debt to EBITDA ratio of 0.65x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
F&G Annuities & Life, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
F&G Annuities & Life, Inc.'s profit margin has decreased (-22.68%) in the last year from 11.79% to 9.11%, signaling decreasing performance
Financial stability - Short term assets vs short term liabilities.
F&G Annuities & Life, Inc.'s short-term assets of $1.49G exceed its short-term liabilities of $0.00
Decreasing performance - ROA.
F&G Annuities & Life, Inc.'s return on assets of 0.53% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
F&G Annuities & Life, Inc.'s return on equity of 11.42%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
F&G Annuities & Life, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
F&G Annuities & Life, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
F&G Annuities & Life, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
F&G Annuities & Life, Inc. has a free cash flow yield of 130.34%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
F&G Annuities & Life, Inc.'s yearly earnings has decreased -58.53% since last year from $639.00M to $265.00M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
F&G Annuities & Life, Inc.'s yearly revenue has decreased -0.81% since last year from $5.78G to $5.73G, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 0.66% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
F&G Annuities & Life, Inc.'s 3-year revenue CAGR of 36.79% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
F&G Annuities & Life, Inc. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
F&G Annuities & Life, Inc. had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
F&G Annuities & Life, Inc. is undervalued relative to its fair value price of 605.20 based on Discounted Cash Flow model
Undervalued - Earnings yield.
F&G Annuities & Life, Inc. has an earnings yield of 14.86%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Undervalued - EBITDA valuation.
F&G Annuities & Life, Inc. is undervalued relative to its fair value price of 53.93 based on EBITDA multiple model
Undervalued - EV/EBITDA.
F&G Annuities & Life, Inc. has an EV/EBITDA ratio of 2.96x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
F&G Annuities & Life, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
F&G Annuities & Life, Inc. has a price-to-book ratio of 0.77x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
F&G Annuities & Life, Inc. has a price-to-sales ratio of 0.61x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.42%
Return on equity
ROIC: 0.66%
Valuation History
7.0X
Price to Earnings
EV/EBITDA: 3.0X
Cash flow
Profit margin
0.00%
(FY vs FY)
Cash flow Y/Y
166.06%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.