NYSE
FHN
Last Price
US $26.05
KEY FIGURES
MKT CAP
$12.1B
EPS
TTM
$2.14
PEG
TTM
0.32x
P/E
TTM
12.65x
P/S
TTM
2.43x
YIELD
2.50%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
First Horizon Corporation cash flow to debt ratio of 21.60% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial risk - Healthy cash flow growth.
First Horizon Corporation's free cash flow has decreased -21.98% from $1.22G last year to $955.00M, signaling decreasing performance
Financial risk - Healthy debt to equity ratio.
First Horizon Corporation's debt to equity ratio is 1.45, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial risk - Healthy debt to equity ratio development.
First Horizon Corporation's debt has increased relative to shareholder equity from 0.52 last year to 1.45 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
First Horizon Corporation has a net debt to EBITDA ratio of 2.70x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
First Horizon Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
First Horizon Corporation's profit margin has increased (42.13%) in the last year from 15.70% to 22.31%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
First Horizon Corporation's short-term liabilities of $71.34G exceed its short-term assets of $68.45G, signaling financial risk
Decreasing performance - ROA.
First Horizon Corporation's return on assets of 1.22% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
First Horizon Corporation's return on equity of 11.43%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
First Horizon Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
First Horizon Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
First Horizon Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
First Horizon Corporation has a free cash flow yield of 7.87%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
First Horizon Corporation's yearly earnings has increased 26.84% since last year from $775.00M to $983.00M, signaling increasing performance
Decreasing performance - Healthy revenue growth.
First Horizon Corporation's yearly revenue has decreased -8.08% since last year from $4.94G to $4.54G, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 4.25% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
First Horizon Corporation's 3-year revenue CAGR of 13.48% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
First Horizon Corporation had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
First Horizon Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
First Horizon Corporation is undervalued relative to its fair value price of 27.93 based on Discounted Cash Flow model
Undervalued - Earnings yield.
First Horizon Corporation has an earnings yield of 8.36%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
First Horizon Corporation is overvalued relative to its fair value price of 12.04 based on EBITDA multiple model
Undervalued - EV/EBITDA.
First Horizon Corporation has an EV/EBITDA ratio of 16.77x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
First Horizon Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
First Horizon Corporation has a price-to-book ratio of 1.34x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
First Horizon Corporation has a price-to-sales ratio of 2.63x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.43%
Return on equity
ROIC: 4.25%
Valuation History
12.7X
Price to Earnings
EV/EBITDA: 16.8X
Cash flow
Profit margin
12.22%
(FY vs FY)
EBITDA Y/Y
6.09%
(FY vs FY)
Cash flow Y/Y
52.97%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $26.05
7.22%
Default assumptions
EBITDA Multiple
Fair Value
Market $26.05
-53.78%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.