Figure Technology Solutions, Inc. Class A Common Stock cash flow to debt ratio of 6.61% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Figure Technology Solutions, Inc. Class A Common Stock's free cash flow has increased -140.99% from $-152.64M last year to $62.57M, signaling increasing performance

Figure Technology Solutions, Inc. Class A Common Stock's debt to equity ratio is 1.02, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Figure Technology Solutions, Inc. Class A Common Stock's debt has decreased relative to shareholder equity from 1.94 last year to 1.02 today, signaling strengthened financials

Figure Technology Solutions, Inc. Class A Common Stock has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

Figure Technology Solutions, Inc. Class A Common Stock earns at least as much interest as it pays. Interest obligations are fully covered.

Figure Technology Solutions, Inc. Class A Common Stock's profit margin has increased (412.52%) in the last year from 6.16% to 31.59%, signaling increasing performance

Figure Technology Solutions, Inc. Class A Common Stock's short-term assets of $1.86G exceed its short-term liabilities of $846.01M

Figure Technology Solutions, Inc. Class A Common Stock's return on assets of 7.86% is higher than the 5.00% threshold, indicating efficient asset utilization

Figure Technology Solutions, Inc. Class A Common Stock's return on equity of 18.59%, is higher than 15.00%, indicating good performance

Figure Technology Solutions, Inc. Class A Common Stock's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation

Figure Technology Solutions, Inc. Class A Common Stock had positive net income in only 2.00 out of 5 years, indicating unstable earnings

Figure Technology Solutions, Inc. Class A Common Stock has positive free cash flow, indicating the company generates cash after capital expenditures

Figure Technology Solutions, Inc. Class A Common Stock has a free cash flow yield of 1.09%, which is below the 2.00% threshold, indicating limited cash return relative to market value

Figure Technology Solutions, Inc. Class A Common Stock's yearly earnings has increased 677.61% since last year from $17.21M to $133.86M, signaling increasing performance

Figure Technology Solutions, Inc. Class A Common Stock's yearly revenue has increased 63.70% since last year from $279.31M to $457.21M, signaling increasing performance

ROIC 13.01% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.

Figure Technology Solutions, Inc. Class A Common Stock has insufficient revenue history to calculate 3-year revenue CAGR.

Figure Technology Solutions, Inc. Class A Common Stock had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance

Figure Technology Solutions, Inc. Class A Common Stock had positive ROE in only 2.00 out of 5 years, indicating inconsistent returns on equity

Figure Technology Solutions, Inc. Class A Common Stock has insufficient data to evaluate this check.

Figure Technology Solutions, Inc. Class A Common Stock has an earnings yield of 3.44%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings

Figure Technology Solutions, Inc. Class A Common Stock is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Figure Technology Solutions, Inc. Class A Common Stock has an EV/EBITDA ratio of 30.31x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings

Figure Technology Solutions, Inc. Class A Common Stock has insufficient data to evaluate this check.

Figure Technology Solutions, Inc. Class A Common Stock has a PEG-ratio under 1 which is considered undervalued

Figure Technology Solutions, Inc. Class A Common Stock has a price-to-book ratio of 4.88x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Figure Technology Solutions, Inc. Class A Common Stock has a price-to-sales ratio of 9.19x, which exceeds the 8.00x threshold, indicating the stock may be overvalued relative to its revenue