Franklin Financial Services Corporation cash flow to debt ratio of 11.85% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Franklin Financial Services Corporation's free cash flow has increased 28.08% from $19.19M last year to $24.58M, signaling increasing performance

Franklin Financial Services Corporation's debt to equity ratio is 1.20, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Franklin Financial Services Corporation's debt has decreased relative to shareholder equity from 1.55 last year to 1.20 today, signaling strengthened financials

Franklin Financial Services Corporation has a net debt to EBITDA ratio of 3.03x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Franklin Financial Services Corporation earns at least as much interest as it pays. Interest obligations are fully covered.

Franklin Financial Services Corporation's profit margin has increased (82.74%) in the last year from 9.75% to 17.82%, signaling increasing performance

Franklin Financial Services Corporation's short-term liabilities of $1.84G exceed its short-term assets of $229.81M, signaling financial risk

Franklin Financial Services Corporation's return on assets of 1.04% is lower than the 5.00% threshold, indicating inefficient asset utilization

Franklin Financial Services Corporation's return on equity of 14.13%, is lower than 15.00%, indicating bad performance

Franklin Financial Services Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Franklin Financial Services Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

Franklin Financial Services Corporation has positive free cash flow, indicating the company generates cash after capital expenditures

Franklin Financial Services Corporation has a free cash flow yield of 8.65%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Franklin Financial Services Corporation's yearly earnings has increased 91.24% since last year from $11.10M to $21.23M, signaling increasing performance

Franklin Financial Services Corporation's yearly revenue has increased 17.32% since last year from $113.83M to $133.55M, signaling increasing performance

ROIC 1.04% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Franklin Financial Services Corporation's 3-year revenue CAGR of 23.87% is positive, indicating growing revenue over the past 3 years

Franklin Financial Services Corporation had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

Franklin Financial Services Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

Franklin Financial Services Corporation is overvalued relative to its fair value price of 54.32 based on Discounted Cash Flow model

Franklin Financial Services Corporation has an earnings yield of 8.42%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Franklin Financial Services Corporation is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Franklin Financial Services Corporation has an EV/EBITDA ratio of 14.91x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Franklin Financial Services Corporation is undervalued relative to its fair value price of 121.95 based on Earnings Fair Value model

Franklin Financial Services Corporation has a PEG-ratio under 1 which is considered undervalued

Franklin Financial Services Corporation has a price-to-book ratio of 1.59x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Franklin Financial Services Corporation has a price-to-sales ratio of 2.11x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue