NASDAQ
FULT
Last Price
US $24.64
KEY FIGURES
MKT CAP
$4.7B
EPS
TTM
$2.12
PEG
TTM
0.54x
P/E
TTM
11.64x
P/S
TTM
2.41x
YIELD
3.04%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Fulton Financial Corporation cash flow to debt ratio of 23.47% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial risk - Healthy cash flow growth.
Fulton Financial Corporation's free cash flow has decreased -24.00% from $374.11M last year to $284.34M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Fulton Financial Corporation's debt to equity ratio is 0.45, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Fulton Financial Corporation's debt has decreased relative to shareholder equity from 0.56 last year to 0.45 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Fulton Financial Corporation has a net debt to EBITDA ratio of 0.50x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Fulton Financial Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Fulton Financial Corporation's profit margin has increased (29.15%) in the last year from 16.04% to 20.71%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Fulton Financial Corporation's short-term liabilities of $27.29G exceed its short-term assets of $3.52G, signaling financial risk
Decreasing performance - ROA.
Fulton Financial Corporation's return on assets of 1.15% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Fulton Financial Corporation's return on equity of 11.15%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Fulton Financial Corporation's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Fulton Financial Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Fulton Financial Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Fulton Financial Corporation has a free cash flow yield of 6.04%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Fulton Financial Corporation's yearly earnings has increased 35.63% since last year from $288.74M to $391.61M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Fulton Financial Corporation's yearly revenue has increased 5.03% since last year from $1.80G to $1.89G, signaling increasing performance
Decreasing performance - ROIC.
ROIC 4.98% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Fulton Financial Corporation's 3-year revenue CAGR of 20.09% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Fulton Financial Corporation had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Fulton Financial Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Fulton Financial Corporation is overvalued relative to its fair value price of 20.90 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Fulton Financial Corporation has an earnings yield of 8.59%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Fulton Financial Corporation is overvalued relative to its fair value price of 13.93 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Fulton Financial Corporation has an EV/EBITDA ratio of 9.39x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Fulton Financial Corporation has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Fulton Financial Corporation has a price-to-book ratio of 1.21x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Fulton Financial Corporation has a price-to-sales ratio of 2.41x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
11.15%
Return on equity
ROIC: 4.98%
Valuation History
11.6X
Price to Earnings
EV/EBITDA: 9.9X
Cash flow
Profit margin
14.23%
(FY vs FY)
EBITDA Y/Y
17.98%
(FY vs FY)
Cash flow Y/Y
15.70%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $24.64
-15.18%
Default assumptions
EBITDA Multiple
Fair Value
Market $24.64
-43.47%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.