NYSE
GL
Last Price
US $181.00
KEY FIGURES
MKT CAP
$14.1B
EPS
TTM
$15.46
PEG
TTM
0.56x
P/E
TTM
11.71x
P/S
TTM
2.29x
YIELD
0.66%
GROWTH
Revenue Y/Y
4.83%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $181.00
-25.49%
Default assumptions
EBITDA Multiple
Fair Value
Market $181.00
-39.14%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Globe Life Inc. cash flow to debt ratio of 53.19% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
Globe Life Inc.'s free cash flow has decreased -5.82% from $1.33G last year to $1.25G, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Globe Life Inc.'s debt to equity ratio is 0.05, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Globe Life Inc.'s debt has decreased relative to shareholder equity from 0.52 last year to 0.05 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Globe Life Inc. has a net debt to EBITDA ratio of 1.56x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Globe Life Inc.'s interest coverage ratio of 4.04 indicates that earnings with good margin can cover interest payments on company debt
Financial stability - Profit margin growth.
Globe Life Inc.'s profit margin has increased (5.56%) in the last year from 18.53% to 19.56%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Globe Life Inc.'s short-term assets of $19.09G exceed its short-term liabilities of $1.98G
Decreasing performance - ROA.
Globe Life Inc.'s return on assets of 3.84% is lower than the 5.00% threshold, indicating inefficient asset utilization
Increasing performance - Absolute return on equity.
Globe Life Inc.'s return on equity of 20.28%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
Globe Life Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Globe Life Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Globe Life Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Globe Life Inc. has a free cash flow yield of 8.92%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Globe Life Inc.'s yearly earnings has increased 8.44% since last year from $1.07G to $1.16G, signaling increasing performance
Increasing performance - Healthy revenue growth.
Globe Life Inc.'s yearly revenue has increased 3.74% since last year from $5.78G to $5.99G, signaling increasing performance
Increasing performance - ROIC.
ROIC 17.43% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Globe Life Inc.'s 3-year revenue CAGR of 4.70% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Globe Life Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Globe Life Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Globe Life Inc. is overvalued relative to its fair value price of 134.87 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Globe Life Inc. has an earnings yield of 8.54%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Globe Life Inc. is overvalued relative to its fair value price of 110.15 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Globe Life Inc. has an EV/EBITDA ratio of 10.39x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Globe Life Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Globe Life Inc. has a price-to-book ratio of 2.31x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Globe Life Inc. has a price-to-sales ratio of 2.29x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
20.28%
Return on equity
ROIC: 17.43%
Valuation History
12X
Price to Earnings
EV/EBITDA: 26.5X
Cash flow
Profit margin
10.11%
(FY vs FY)
Cash flow Y/Y
-2.66%
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.