NYSE
GPMT
Last Price
US $1.19
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Granite Point Mortgage Trust Inc. cash flow to debt ratio of 0.23% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial risk - Healthy cash flow growth.
Granite Point Mortgage Trust Inc.'s free cash flow has decreased -55.47% from $5.99M last year to $2.67M, signaling decreasing performance
Financial risk - Healthy debt to equity ratio.
Granite Point Mortgage Trust Inc.'s debt to equity ratio is 1.98, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial stability - Healthy debt to equity ratio development.
Granite Point Mortgage Trust Inc.'s debt has decreased relative to shareholder equity from 2.38 last year to 1.98 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
Granite Point Mortgage Trust Inc. has a net debt to EBITDA ratio of 19.45x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Granite Point Mortgage Trust Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Granite Point Mortgage Trust Inc.'s profit margin has decreased (-153.01%) in the last year from 125.08% to -66.31%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Granite Point Mortgage Trust Inc.'s short-term liabilities of $517.11M exceed its short-term assets of $73.55M, signaling financial risk
Decreasing performance - ROA.
Granite Point Mortgage Trust Inc.'s return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Granite Point Mortgage Trust Inc.'s return on equity of -15.12%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Granite Point Mortgage Trust Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Decreasing performance - Earnings stability.
Granite Point Mortgage Trust Inc. had positive net income in only 1.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
Granite Point Mortgage Trust Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Granite Point Mortgage Trust Inc. has a free cash flow yield of 4.68%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Granite Point Mortgage Trust Inc.'s yearly earnings has increased -80.12% since last year from $-207.05M to $-41.15M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Granite Point Mortgage Trust Inc.'s yearly revenue has increased 264.49% since last year from $39.86M to $145.28M, signaling increasing performance
Decreasing performance - ROIC.
ROIC -0.84% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Granite Point Mortgage Trust Inc.'s 3-year revenue CAGR of 22.90% is positive, indicating growing revenue over the past 3 years
Decreasing performance - Revenue consistency.
Granite Point Mortgage Trust Inc. had revenue growth in only 1.00 out of 5 years, indicating inconsistent revenue performance
Decreasing performance - ROE consistency.
Granite Point Mortgage Trust Inc. had positive ROE in only 1.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Granite Point Mortgage Trust Inc. has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Granite Point Mortgage Trust Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - EBITDA valuation.
Granite Point Mortgage Trust Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Granite Point Mortgage Trust Inc. has an EV/EBITDA ratio of 20.45x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Overvalued - PEG ratio value.
Granite Point Mortgage Trust Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Granite Point Mortgage Trust Inc. has a price-to-book ratio of 0.12x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Granite Point Mortgage Trust Inc. has a price-to-sales ratio of 0.46x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-15.12%
Return on equity
ROIC: -0.84%
Valuation History
-0.59X
Price to Earnings
EV/EBITDA: -26.6X
Cash flow
Profit margin
0.00%
(FY vs FY)
Cash flow Y/Y
-33.33%
(FY vs FY)
Fair Value
Market $1.19
-100.00%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.