NASDAQ
HFBL
Last Price
US $23.98
KEY FIGURES
MKT CAP
$73.2M
EPS
TTM
$2.05
PEG
TTM
0.19x
P/E
TTM
11.72x
P/S
TTM
2.13x
YIELD
2.31%
GROWTH
Revenue Y/Y
Cash Flow (DCF)
Fair Value
Market $23.98
—
Default assumptions
EBITDA Multiple
Fair Value
Market $23.98
-26.27%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Home Federal Bancorp, Inc. of Louisiana cash flow to debt ratio of 153.88% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Home Federal Bancorp, Inc. of Louisiana's free cash flow has increased -1.57K% from $-368.00K last year to $5.43M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Home Federal Bancorp, Inc. of Louisiana's debt to equity ratio is 0.06, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Home Federal Bancorp, Inc. of Louisiana's debt has decreased relative to shareholder equity from 0.07 last year to 0.06 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Home Federal Bancorp, Inc. of Louisiana has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Home Federal Bancorp, Inc. of Louisiana earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Home Federal Bancorp, Inc. of Louisiana's profit margin has increased (50.98%) in the last year from 12.02% to 18.16%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Home Federal Bancorp, Inc. of Louisiana's short-term assets of $555.31M exceed its short-term liabilities of $0.00
Decreasing performance - ROA.
Home Federal Bancorp, Inc. of Louisiana's return on assets of 0.96% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Home Federal Bancorp, Inc. of Louisiana's return on equity of 10.69%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Home Federal Bancorp, Inc. of Louisiana's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Home Federal Bancorp, Inc. of Louisiana had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Home Federal Bancorp, Inc. of Louisiana has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Home Federal Bancorp, Inc. of Louisiana has a free cash flow yield of 7.41%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Home Federal Bancorp, Inc. of Louisiana's yearly earnings has increased 58.80% since last year from $3.89M to $6.17M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Home Federal Bancorp, Inc. of Louisiana's yearly revenue has increased 0.51% since last year from $32.33M to $32.50M, signaling increasing performance
Decreasing performance - ROIC.
ROIC 0.88% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Home Federal Bancorp, Inc. of Louisiana's 3-year revenue CAGR of 7.02% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Home Federal Bancorp, Inc. of Louisiana had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Home Federal Bancorp, Inc. of Louisiana had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Home Federal Bancorp, Inc. of Louisiana has insufficient data to evaluate this check.
Undervalued - Earnings yield.
Home Federal Bancorp, Inc. of Louisiana has an earnings yield of 8.54%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Home Federal Bancorp, Inc. of Louisiana is overvalued relative to its fair value price of 17.68 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Home Federal Bancorp, Inc. of Louisiana has an EV/EBITDA ratio of 5.46x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Home Federal Bancorp, Inc. of Louisiana has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Home Federal Bancorp, Inc. of Louisiana has a price-to-book ratio of 1.23x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Home Federal Bancorp, Inc. of Louisiana has a price-to-sales ratio of 2.13x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
7.20%
Return on equity
ROIC: 6.15%
Valuation History
10.8X
Price to Earnings
EV/EBITDA: -
Cash flow
Profit margin
6.66%
(FY vs FY)
EBITDA Y/Y
0.82%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
EARNINGS FV (GRAHAM)
Fair Value
Market $23.98
92.79%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.