NYSE
HIPO
Last Price
US $28.52
KEY FIGURES
MKT CAP
$0.7B
EPS
TTM
$4.35
PEG
TTM
0.00x
P/E
TTM
6.55x
P/S
TTM
1.54x
YIELD
0.00%
GROWTH
Revenue Y/Y
55.46%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $28.52
—
Default assumptions
EBITDA Multiple
Fair Value
Market $28.52
-13.46%
Default assumptions
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Hippo Holdings Inc. cash flow to debt ratio of 17.56% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial risk - Healthy cash flow growth.
Hippo Holdings Inc.'s free cash flow has decreased -80.72% from $47.20M last year to $9.10M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Hippo Holdings Inc.'s debt to equity ratio is 0.11, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Hippo Holdings Inc.'s debt has increased relative to shareholder equity from 0.03 last year to 0.11 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
Hippo Holdings Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial risk - ICR.
Interest expense is not separately reported in Hippo Holdings Inc.'s latest filing, so interest coverage cannot be calculated.
Financial stability - Profit margin growth.
Hippo Holdings Inc.'s profit margin has increased (-315.43%) in the last year from -10.88% to 23.45%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Hippo Holdings Inc.'s short-term assets of $1.56G exceed its short-term liabilities of $1.35G
Increasing performance - ROA.
Hippo Holdings Inc.'s return on assets of 5.46% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
Hippo Holdings Inc.'s return on equity of 27.46%, is higher than 15.00%, indicating good performance
Decreasing performance - Earnings quality.
Hippo Holdings Inc.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Decreasing performance - Earnings stability.
Hippo Holdings Inc. had positive net income in only 1.00 out of 5 years, indicating unstable earnings
Increasing performance - Free cash flow.
Hippo Holdings Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Decreasing performance - FCF yield.
Hippo Holdings Inc. has a free cash flow yield of 1.23%, which is below the 2.00% threshold, indicating limited cash return relative to market value
Increasing performance - Healthy earnings growth.
Hippo Holdings Inc.'s yearly earnings has increased -242.47% since last year from $-40.50M to $57.70M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Hippo Holdings Inc.'s yearly revenue has increased 25.93% since last year from $372.10M to $468.60M, signaling increasing performance
Increasing performance - ROIC.
ROIC 20.45% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Hippo Holdings Inc.'s 3-year revenue CAGR of 57.60% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Hippo Holdings Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Decreasing performance - ROE consistency.
Hippo Holdings Inc. had positive ROE in only 1.00 out of 5 years, indicating inconsistent returns on equity
Overvalued - DCF valuation.
Hippo Holdings Inc. has insufficient data to evaluate this check.
Undervalued - Earnings yield.
Hippo Holdings Inc. has an earnings yield of 15.27%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Hippo Holdings Inc. is overvalued relative to its fair value price of 24.68 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Hippo Holdings Inc. has an EV/EBITDA ratio of 6.89x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Hippo Holdings Inc. has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Hippo Holdings Inc. has a price-to-book ratio of 1.64x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Hippo Holdings Inc. has a price-to-sales ratio of 1.54x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
27.46%
Return on equity
ROIC: 20.45%
Valuation History
6.5X
Price to Earnings
EV/EBITDA: 4.5X
Cash flow
Profit margin
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
EARNINGS FV (GRAHAM)
Fair Value
Market $28.52
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.