NASDAQ
HOPE
Last Price
US $13.96
KEY FIGURES
MKT CAP
$1.7B
EPS
TTM
$0.52
PEG
TTM
N/M
P/E
TTM
26.13x
P/S
TTM
1.80x
YIELD
4.12%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
2.96%
Return on equity
ROIC: 0.39%
Valuation History
26.1X
Price to Earnings
EV/EBITDA: 16.4X
Cash flow
Profit margin
8.44%
(FY vs FY)
EBITDA Y/Y
-10.07%
(FY vs FY)
Cash flow Y/Y
-1.21%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $13.96
6.19%
Default assumptions
EBITDA Multiple
Fair Value
Market $13.96
-56.92%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Hope Bancorp, Inc. cash flow to debt ratio of 41.56% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial stability - Healthy cash flow growth.
Hope Bancorp, Inc.'s free cash flow has increased 41.67% from $106.91M last year to $151.46M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Hope Bancorp, Inc.'s debt to equity ratio is 0.17, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
Hope Bancorp, Inc.'s debt has decreased relative to shareholder equity from 0.18 last year to 0.17 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
Hope Bancorp, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Hope Bancorp, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Hope Bancorp, Inc.'s profit margin has decreased (-31.52%) in the last year from 9.96% to 6.82%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Hope Bancorp, Inc.'s short-term liabilities of $3.73G exceed its short-term assets of $2.69G, signaling financial risk
Decreasing performance - ROA.
Hope Bancorp, Inc.'s return on assets of 0.36% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Hope Bancorp, Inc.'s return on equity of 2.96%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Hope Bancorp, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Hope Bancorp, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Hope Bancorp, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Hope Bancorp, Inc. has a free cash flow yield of 8.72%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Hope Bancorp, Inc.'s yearly earnings has decreased -41.26% since last year from $99.63M to $58.52M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
Hope Bancorp, Inc.'s yearly revenue has decreased -3.23% since last year from $1.00G to $967.79M, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 0.39% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Hope Bancorp, Inc.'s 3-year revenue CAGR of 8.04% is positive, indicating growing revenue over the past 3 years
Decreasing performance - Revenue consistency.
Hope Bancorp, Inc. had revenue growth in only 2.00 out of 5 years, indicating inconsistent revenue performance
Increasing performance - ROE consistency.
Hope Bancorp, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Hope Bancorp, Inc. is undervalued relative to its fair value price of 14.42 based on Discounted Cash Flow model
Overvalued - Earnings yield.
Hope Bancorp, Inc. has an earnings yield of 3.83%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
Overvalued - EBITDA valuation.
Hope Bancorp, Inc. is overvalued relative to its fair value price of 5.85 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Hope Bancorp, Inc. has an EV/EBITDA ratio of 16.41x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Hope Bancorp, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Hope Bancorp, Inc. has a price-to-book ratio of 0.77x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Hope Bancorp, Inc. has a price-to-sales ratio of 1.77x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue