NASDAQ
HWC
Last Price
US $74.61
KEY FIGURES
MKT CAP
$6.0B
EPS
TTM
$5.03
PEG
TTM
-
P/E
TTM
15.16x
P/S
TTM
2.99x
YIELD
2.55%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
9.35%
Return on equity
ROIC: 1.19%
Valuation History
15.2X
Price to Earnings
EV/EBITDA: 12.8X
Cash flow
Profit margin
7.86%
(FY vs FY)
EBITDA Y/Y
-
(FY vs FY)
Cash flow Y/Y
10.51%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $74.61
39.66%
Default assumptions
EBITDA Multiple
Fair Value
Market $74.61
-37.37%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Hancock Whitney Corporation cash flow to debt ratio of 40.49% indicates that the company generates enough cash to cover its debts. This level indicates strong financial health.
Financial risk - Healthy cash flow growth.
Hancock Whitney Corporation's free cash flow has decreased -15.02% from $615.50M last year to $523.06M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
Hancock Whitney Corporation's debt to equity ratio is 0.38, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Hancock Whitney Corporation's debt has increased relative to shareholder equity from 0.23 last year to 0.38 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
Hancock Whitney Corporation has a net debt to EBITDA ratio of 1.18x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Hancock Whitney Corporation earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
Hancock Whitney Corporation's profit margin has decreased (-5.04%) in the last year from 22.49% to 21.35%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Hancock Whitney Corporation's short-term liabilities of $1.02G exceed its short-term assets of $132.27M, signaling financial risk
Decreasing performance - ROA.
Hancock Whitney Corporation's return on assets of 1.16% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Hancock Whitney Corporation's return on equity of 9.35%, is lower than 15.00%, indicating bad performance
Increasing performance - Earnings quality.
Hancock Whitney Corporation's operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Hancock Whitney Corporation had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Hancock Whitney Corporation has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Hancock Whitney Corporation has a free cash flow yield of 8.66%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Hancock Whitney Corporation's yearly earnings has increased 5.48% since last year from $460.81M to $486.07M, signaling increasing performance
Decreasing performance - Healthy revenue growth.
Hancock Whitney Corporation's yearly revenue has decreased -1.53% since last year from $2.05G to $2.02G, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 1.19% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Hancock Whitney Corporation's 3-year revenue CAGR of 11.26% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Hancock Whitney Corporation had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Hancock Whitney Corporation had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
Hancock Whitney Corporation is undervalued relative to its fair value price of 104.20 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Hancock Whitney Corporation has an earnings yield of 6.76%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Hancock Whitney Corporation is overvalued relative to its fair value price of 46.73 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Hancock Whitney Corporation has an EV/EBITDA ratio of 12.75x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Hancock Whitney Corporation has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Hancock Whitney Corporation has a price-to-book ratio of 1.39x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Hancock Whitney Corporation has a price-to-sales ratio of 3.12x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue