NASDAQ
IGIC
Last Price
US $26.99
KEY FIGURES
MKT CAP
$1.2B
EPS
TTM
$2.76
PEG
TTM
N/M
P/E
TTM
9.80x
P/S
TTM
2.23x
YIELD
5.12%
GROWTH
Revenue Y/Y
10.88%
(FY vs FY)
EBITDA Y/Y
Cash Flow (DCF)
Fair Value
Market $26.99
219.19%
Default assumptions
EBITDA Multiple
Fair Value
Market $26.99
-9.23%
Default assumptions
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
International General Insurance Holdings Ltd. carries no debt; cash flow comfortably covers obligations.
Financial risk - Healthy cash flow growth.
International General Insurance Holdings Ltd.'s free cash flow has decreased -47.15% from $202.84M last year to $107.19M, signaling decreasing performance
Financial stability - Healthy debt to equity ratio.
International General Insurance Holdings Ltd.'s debt to equity ratio is 0.00, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial stability - Healthy debt to equity ratio development.
International General Insurance Holdings Ltd.'s debt has decreased relative to shareholder equity from 0.01 last year to 0.00 today, signaling strengthened financials
Financial stability - Net debt/EBITDA.
International General Insurance Holdings Ltd. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
International General Insurance Holdings Ltd. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial risk - Profit margin growth.
International General Insurance Holdings Ltd.'s profit margin has decreased (-8.52%) in the last year from 25.70% to 23.51%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
International General Insurance Holdings Ltd.'s short-term liabilities of $1.36G exceed its short-term assets of $1.02G, signaling financial risk
Increasing performance - ROA.
International General Insurance Holdings Ltd.'s return on assets of 5.78% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
International General Insurance Holdings Ltd.'s return on equity of 17.94%, is higher than 15.00%, indicating good performance
Decreasing performance - Earnings quality.
International General Insurance Holdings Ltd.'s operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
International General Insurance Holdings Ltd. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
International General Insurance Holdings Ltd. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
International General Insurance Holdings Ltd. has a free cash flow yield of 9.32%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
International General Insurance Holdings Ltd.'s yearly earnings has decreased -5.88% since last year from $135.15M to $127.20M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
International General Insurance Holdings Ltd.'s yearly revenue has decreased -1.76% since last year from $525.95M to $516.70M, signaling decreasing performance
Increasing performance - ROIC.
ROIC 17.67% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
International General Insurance Holdings Ltd.'s 3-year revenue CAGR of 9.42% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
International General Insurance Holdings Ltd. had revenue growth in 4.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
International General Insurance Holdings Ltd. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Undervalued - DCF valuation.
International General Insurance Holdings Ltd. is undervalued relative to its fair value price of 86.15 based on Discounted Cash Flow model
Undervalued - Earnings yield.
International General Insurance Holdings Ltd. has an earnings yield of 10.26%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
International General Insurance Holdings Ltd. is overvalued relative to its fair value price of 24.50 based on EBITDA multiple model
Undervalued - EV/EBITDA.
International General Insurance Holdings Ltd. has an EV/EBITDA ratio of 8.22x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
International General Insurance Holdings Ltd. has a PEG-ratio over 1 which is considered overvalued
Undervalued - P/B ratio.
International General Insurance Holdings Ltd. has a price-to-book ratio of 1.81x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
International General Insurance Holdings Ltd. has a price-to-sales ratio of 2.22x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
17.94%
Return on equity
ROIC: 17.67%
Valuation History
9.8X
Price to Earnings
EV/EBITDA: 8.2X
Cash flow
Profit margin
32.40%
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Base valuations use default assumptions. Customize in the Valuator.