International Money Express, Inc. cash flow to debt ratio of 17.04% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

International Money Express, Inc.'s free cash flow has decreased -31.51% from $23.09M last year to $15.81M, signaling decreasing performance

International Money Express, Inc.'s debt to equity ratio is 1.61, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

International Money Express, Inc.'s debt has increased relative to shareholder equity from 1.35 last year to 1.61 today, signaling weakened financials

International Money Express, Inc. has a net debt to EBITDA ratio of 0.63x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

International Money Express, Inc.'s interest coverage ratio is -4.02, which means that the company struggles to meet interest obligations, signaling financial risk.

International Money Express, Inc.'s profit margin has decreased (-40.95%) in the last year from 8.93% to 5.27%, signaling decreasing performance

International Money Express, Inc.'s short-term assets of $353.16M exceed its short-term liabilities of $140.96M

International Money Express, Inc.'s return on assets of 4.49% is lower than the 5.00% threshold, indicating inefficient asset utilization

International Money Express, Inc.'s return on equity of 16.51%, is higher than 15.00%, indicating good performance

International Money Express, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

International Money Express, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings

International Money Express, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

International Money Express, Inc. has a free cash flow yield of 3.69%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

International Money Express, Inc.'s yearly earnings has decreased -44.46% since last year from $58.82M to $32.67M, signaling decreasing performance

International Money Express, Inc.'s yearly revenue has decreased -7.72% since last year from $658.65M to $607.78M, signaling decreasing performance

ROIC -7.23% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

International Money Express, Inc.'s 3-year revenue CAGR of 3.59% is positive, indicating growing revenue over the past 3 years

International Money Express, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

International Money Express, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity

International Money Express, Inc. has insufficient data to evaluate this check.

International Money Express, Inc. has an earnings yield of 5.97%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

International Money Express, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

International Money Express, Inc. has an EV/EBITDA ratio of 7.80x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

International Money Express, Inc. is undervalued relative to its fair value price of 54.16 based on Earnings Fair Value model

International Money Express, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

International Money Express, Inc. has a price-to-book ratio of 2.62x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

International Money Express, Inc. has a price-to-sales ratio of 0.89x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue