Inter & Co, Inc. cash flow to debt ratio of 10.48% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

Inter & Co, Inc.'s free cash flow has decreased -7.72% from $3.25G last year to $3.00G, signaling decreasing performance

Inter & Co, Inc.'s debt to equity ratio is 3.10, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

Inter & Co, Inc.'s debt has increased relative to shareholder equity from 1.33 last year to 3.10 today, signaling weakened financials

Inter & Co, Inc. has a net debt to EBITDA ratio of 9.48x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk

Inter & Co, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.

Inter & Co, Inc.'s profit margin has decreased (-2.21%) in the last year from 9.34% to 9.13%, signaling decreasing performance

Inter & Co, Inc.'s short-term liabilities of $20.15G exceed its short-term assets of $11.00G, signaling financial risk

Inter & Co, Inc.'s return on assets of 1.45% is lower than the 5.00% threshold, indicating inefficient asset utilization

Inter & Co, Inc.'s return on equity of 14.50%, is lower than 15.00%, indicating bad performance

Inter & Co, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

Inter & Co, Inc. had positive net income in 3.00 out of 5 years, indicating stable and consistent earnings

Inter & Co, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

Inter & Co, Inc. has a free cash flow yield of 124.85%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

Inter & Co, Inc.'s yearly earnings has increased 44.67% since last year from $907.13M to $1.31G, signaling increasing performance

Inter & Co, Inc.'s yearly revenue has increased 50.54% since last year from $9.71G to $14.62G, signaling increasing performance

ROIC 1.54% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.

Inter & Co, Inc.'s 3-year revenue CAGR of 37.46% is positive, indicating growing revenue over the past 3 years

Inter & Co, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance

Inter & Co, Inc. had positive ROE in 3.00 out of 5 years, indicating consistent and reliable returns on equity

Inter & Co, Inc. is undervalued relative to its fair value price of 41.54 based on Discounted Cash Flow model

Inter & Co, Inc. has an earnings yield of 59.17%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

Inter & Co, Inc. is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model

Inter & Co, Inc. has an EV/EBITDA ratio of 16.11x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

Inter & Co, Inc. is undervalued relative to its fair value price of 37.17 based on Earnings Fair Value model

Inter & Co, Inc. has a PEG-ratio under 1 which is considered undervalued

Inter & Co, Inc. has a price-to-book ratio of 1.23x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

Inter & Co, Inc. has a price-to-sales ratio of 0.80x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue