NASDAQ
ITIC
Last Price
US $279.39
KEY FIGURES
MKT CAP
$0.5B
EPS
TTM
$20.17
PEG
TTM
0.49x
P/E
TTM
13.60x
P/S
TTM
1.90x
YIELD
3.68%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Investors Title Company cash flow to debt ratio of 384.34% indicates that the company generates enough cash to cover a substantial portion of its debt. This level indicates very strong financial health.
Financial stability - Healthy cash flow growth.
Investors Title Company's free cash flow has increased 13.23% from $22.42M last year to $25.38M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Investors Title Company's debt to equity ratio is 0.03, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Investors Title Company's debt has increased relative to shareholder equity from 0.03 last year to 0.03 today, signaling weakened financials
Financial stability - Net debt/EBITDA.
Investors Title Company has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Investors Title Company earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Investors Title Company's profit margin has increased (12.96%) in the last year from 12.03% to 13.59%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Investors Title Company's short-term assets of $147.48M exceed its short-term liabilities of $50.37M
Increasing performance - ROA.
Investors Title Company's return on assets of 10.53% is higher than the 5.00% threshold, indicating efficient asset utilization
Decreasing performance - Absolute return on equity.
Investors Title Company's return on equity of 14.03%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Investors Title Company's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Investors Title Company had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Investors Title Company has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Investors Title Company has a free cash flow yield of 4.90%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Investors Title Company's yearly earnings has increased 13.22% since last year from $31.07M to $35.18M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Investors Title Company's yearly revenue has increased 5.60% since last year from $258.30M to $272.75M, signaling increasing performance
Increasing performance - ROIC.
ROIC 11.92% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Decreasing performance - 3-year revenue CAGR.
Investors Title Company's 3-year revenue CAGR of -1.27% is negative, indicating declining revenue over the past 3 years
Increasing performance - Revenue consistency.
Investors Title Company had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Investors Title Company had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Investors Title Company is overvalued relative to its fair value price of 135.70 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Investors Title Company has an earnings yield of 7.35%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Investors Title Company is overvalued relative to its fair value price of 184.12 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Investors Title Company has an EV/EBITDA ratio of 9.11x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Undervalued - PEG ratio value.
Investors Title Company has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Investors Title Company has a price-to-book ratio of 1.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Investors Title Company has a price-to-sales ratio of 1.85x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
14.03%
Return on equity
ROIC: 11.92%
Valuation History
13.6X
Price to Earnings
EV/EBITDA: 9.1X
Cash flow
Profit margin
2.90%
(FY vs FY)
EBITDA Y/Y
-1.16%
(FY vs FY)
Cash flow Y/Y
-3.85%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $279.39
-51.43%
Default assumptions
EBITDA Multiple
Fair Value
Market $279.39
-34.10%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.