J.Jill, Inc. cash flow to debt ratio of 18.75% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.

J.Jill, Inc.'s free cash flow has decreased -50.35% from $50.77M last year to $25.21M, signaling decreasing performance

J.Jill, Inc.'s debt to equity ratio is 1.76, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy

J.Jill, Inc.'s debt has decreased relative to shareholder equity from 1.97 last year to 1.76 today, signaling strengthened financials

J.Jill, Inc. has a net debt to EBITDA ratio of 2.60x, which is below the 3.00x threshold, indicating healthy leverage and financial stability

J.Jill, Inc.'s interest coverage ratio of 4.31 indicates that earnings with good margin can cover interest payments on company debt

J.Jill, Inc.'s profit margin has decreased (-44.98%) in the last year from 6.46% to 3.56%, signaling decreasing performance

J.Jill, Inc.'s short-term assets of $141.19M exceed its short-term liabilities of $130.65M

J.Jill, Inc.'s return on assets of 4.77% is lower than the 5.00% threshold, indicating inefficient asset utilization

J.Jill, Inc.'s return on equity of 16.83%, is higher than 15.00%, indicating good performance

J.Jill, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation

J.Jill, Inc. had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings

J.Jill, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures

J.Jill, Inc. has a free cash flow yield of 13.99%, which is above the 2.00% threshold, indicating strong cash generation relative to market value

J.Jill, Inc.'s yearly earnings has decreased -29.36% since last year from $39.48M to $27.89M, signaling decreasing performance

J.Jill, Inc.'s yearly revenue has decreased -2.34% since last year from $610.86M to $596.55M, signaling decreasing performance

ROIC 8.05% (Source: FMP key-metrics). In the 5–10% partial-credit band. Score: 1 of 2. This band sits within the typical US weighted-average cost of capital range. Methodology choice can change the conclusion: under FMP's invested-capital definition the company is at or near its cost of capital; under narrower operating-capital definitions the same company may score higher. Invested capital here includes equity, non-current liabilities, and short-term debt. Cash is not subtracted. See methodology.

J.Jill, Inc.'s 3-year revenue CAGR of -1.20% is negative, indicating declining revenue over the past 3 years

J.Jill, Inc. had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance

J.Jill, Inc. had positive ROE in 3.00 out of 5 years, indicating consistent and reliable returns on equity

J.Jill, Inc. has insufficient data to evaluate this check.

J.Jill, Inc. has an earnings yield of 8.83%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings

J.Jill, Inc. is undervalued relative to its fair value price of 20.87 based on EBITDA multiple model

J.Jill, Inc. has an EV/EBITDA ratio of 6.01x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings

J.Jill, Inc. is undervalued relative to its fair value price of 88.37 based on Earnings Fair Value model

J.Jill, Inc. has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails

J.Jill, Inc. has a price-to-book ratio of 1.90x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value

J.Jill, Inc. has a price-to-sales ratio of 0.31x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue