NASDAQ
JKHY
Last Price
US $153.31
KEY FIGURES
MKT CAP
$10.9B
EPS
TTM
$7.21
PEG
TTM
1.01x
P/E
TTM
21.26x
P/S
TTM
4.39x
YIELD
1.55%
GROWTH
Revenue Y/Y
Profit margin
Current Ratio
Capital Returns
24.03%
Return on equity
ROIC: 18.62%
Valuation History
21.8X
Price to Earnings
EV/EBITDA: 12.6X
Cash flow
Profit margin
6.96%
(FY vs FY)
EBITDA Y/Y
7.68%
(FY vs FY)
Cash flow Y/Y
12.05%
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $153.31
-5.00%
Default assumptions
EBITDA Multiple
Fair Value
Market $153.31
-48.54%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.
Valuation
Financial
Performance
Financial stability - Cash flow debt coverage.
Jack Henry & Associates, Inc. carries no debt; cash flow comfortably covers obligations.
Financial stability - Healthy cash flow growth.
Jack Henry & Associates, Inc.'s free cash flow has increased 15.34% from $509.92M last year to $588.15M, signaling increasing performance
Financial stability - Healthy debt to equity ratio.
Jack Henry & Associates, Inc.'s debt to equity ratio is 0.04, which means that the company's assets are healthy financed, signaling financial stability. READ MORE: A ratio under 0.60 means the company finances its assets with own equity, signaling financial stability and good management.
Financial risk - Healthy debt to equity ratio development.
Jack Henry & Associates, Inc. has insufficient data to evaluate this check.
Financial stability - Net debt/EBITDA.
Jack Henry & Associates, Inc. has a net debt to EBITDA ratio of 0.00x, which is below the 3.00x threshold, indicating healthy leverage and financial stability
Financial stability - ICR.
Jack Henry & Associates, Inc. earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Jack Henry & Associates, Inc.'s profit margin has increased (19.75%) in the last year from 17.23% to 20.64%, signaling increasing performance
Financial stability - Short term assets vs short term liabilities.
Jack Henry & Associates, Inc.'s short-term assets of $681.46M exceed its short-term liabilities of $535.78M
Increasing performance - ROA.
Jack Henry & Associates, Inc.'s return on assets of 17.02% is higher than the 5.00% threshold, indicating efficient asset utilization
Increasing performance - Absolute return on equity.
Jack Henry & Associates, Inc.'s return on equity of 24.03%, is higher than 15.00%, indicating good performance
Increasing performance - Earnings quality.
Jack Henry & Associates, Inc.'s operating cash flow exceeds its net income, indicating high-quality earnings backed by actual cash generation
Increasing performance - Earnings stability.
Jack Henry & Associates, Inc. had positive net income in 5.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Jack Henry & Associates, Inc. has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Jack Henry & Associates, Inc. has a free cash flow yield of 5.40%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Increasing performance - Healthy earnings growth.
Jack Henry & Associates, Inc.'s yearly earnings has increased 19.36% since last year from $381.82M to $455.75M, signaling increasing performance
Increasing performance - Healthy revenue growth.
Jack Henry & Associates, Inc.'s yearly revenue has increased 5.68% since last year from $2.22G to $2.34G, signaling increasing performance
Increasing performance - ROIC.
ROIC 18.62% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Jack Henry & Associates, Inc.'s 3-year revenue CAGR of 6.93% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Jack Henry & Associates, Inc. had revenue growth in 5.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Jack Henry & Associates, Inc. had positive ROE in 5.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Jack Henry & Associates, Inc. is overvalued relative to its fair value price of 145.65 based on Discounted Cash Flow model
Undervalued - Earnings yield.
Jack Henry & Associates, Inc. has an earnings yield of 4.70%, which is above the 4.00% threshold, indicating the stock offers reasonable value relative to its earnings
Overvalued - EBITDA valuation.
Jack Henry & Associates, Inc. is overvalued relative to its fair value price of 78.90 based on EBITDA multiple model
Undervalued - EV/EBITDA.
Jack Henry & Associates, Inc. has an EV/EBITDA ratio of 13.47x, which is below the 20.00x threshold, indicating reasonable valuation relative to its operating earnings
Overvalued - PEG ratio value.
Jack Henry & Associates, Inc. has a PEG-ratio over 1 which is considered overvalued
Overvalued - P/B ratio.
Jack Henry & Associates, Inc. has a price-to-book ratio of 5.17x, which exceeds the 5.00x threshold, indicating the stock may be overvalued relative to its book value
Undervalued - P/S ratio.
Jack Henry & Associates, Inc. has a price-to-sales ratio of 4.39x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue