NASDAQ
JSM
Last Price
US $17.67
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Navient Corporation SR NT 6% 121543 cash flow to debt ratio of 8.69% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial risk - Healthy cash flow growth.
Navient Corporation SR NT 6% 121543's free cash flow has decreased -3.92% from $459.00M last year to $441.00M, signaling decreasing performance
Financial risk - Healthy debt to equity ratio.
Navient Corporation SR NT 6% 121543's debt to equity ratio is 2.47, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial stability - Healthy debt to equity ratio development.
Navient Corporation SR NT 6% 121543's debt has decreased relative to shareholder equity from 16.35 last year to 2.47 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
Navient Corporation SR NT 6% 121543 has a net debt to EBITDA ratio of 989.67x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial risk - ICR.
Navient Corporation SR NT 6% 121543's interest coverage ratio is 1.00, which means that the company struggles to meet interest obligations, signaling financial risk.
Financial risk - Profit margin growth.
Navient Corporation SR NT 6% 121543's profit margin has decreased (-158.15%) in the last year from 3.44% to -2.00%, signaling decreasing performance
Financial risk - Short term assets vs short term liabilities.
Navient Corporation SR NT 6% 121543's short-term liabilities of $5.07G exceed its short-term assets of $2.10G, signaling financial risk
Decreasing performance - ROA.
Navient Corporation SR NT 6% 121543's return on assets of 0.00% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Navient Corporation SR NT 6% 121543's return on equity of -2.45%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Navient Corporation SR NT 6% 121543's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Navient Corporation SR NT 6% 121543 had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Increasing performance - Free cash flow.
Navient Corporation SR NT 6% 121543 has positive free cash flow, indicating the company generates cash after capital expenditures
Increasing performance - FCF yield.
Navient Corporation SR NT 6% 121543 has a free cash flow yield of 9.11%, which is above the 2.00% threshold, indicating strong cash generation relative to market value
Decreasing performance - Healthy earnings growth.
Navient Corporation SR NT 6% 121543's yearly earnings has decreased -161.07% since last year from $131.00M to $-80.00M, signaling decreasing performance
Decreasing performance - Healthy revenue growth.
Navient Corporation SR NT 6% 121543's yearly revenue has decreased -18.40% since last year from $3.81G to $3.11G, signaling decreasing performance
Increasing performance - ROIC.
ROIC 80.02% (Source: FMP key-metrics). At or above the 10% threshold. Score: 2 of 2. The company is generating returns above the upper end of the typical US weighted-average cost of capital range under this definition of invested capital.
Increasing performance - 3-year revenue CAGR.
Navient Corporation SR NT 6% 121543's 3-year revenue CAGR of 23.30% is positive, indicating growing revenue over the past 3 years
Decreasing performance - Revenue consistency.
Navient Corporation SR NT 6% 121543 had revenue growth in only 1.00 out of 5 years, indicating inconsistent revenue performance
Increasing performance - ROE consistency.
Navient Corporation SR NT 6% 121543 had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Navient Corporation SR NT 6% 121543 has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Navient Corporation SR NT 6% 121543 has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Overvalued - EBITDA valuation.
Navient Corporation SR NT 6% 121543 is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Navient Corporation SR NT 6% 121543 has an EV/EBITDA ratio of 2.60Kx, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Overvalued - PEG ratio value.
Navient Corporation SR NT 6% 121543 has negative trailing-twelve-month earnings; this ratio is not meaningful and the check fails
Undervalued - P/B ratio.
Navient Corporation SR NT 6% 121543 has a price-to-book ratio of 0.71x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Navient Corporation SR NT 6% 121543 has a price-to-sales ratio of 0.56x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
-2.45%
Return on equity
ROIC: 80.02%
Valuation History
-29.5X
Price to Earnings
EV/EBITDA: 7.2X
Cash flow
Profit margin
-73.79%
(FY vs FY)
Cash flow Y/Y
-14.88%
(FY vs FY)
Fair Value
Market $17.67
899.83%
Default assumptions
Base valuations use default assumptions. Customize in the Valuator.