NASDAQ
KFFB
Last Price
US $4.90
KEY FIGURES
MKT CAP
$39.6M
EPS
TTM
$0.17
PEG
TTM
0.02x
P/E
TTM
28.21x
P/S
TTM
1.88x
YIELD
0.00%
GROWTH
Revenue Y/Y
Valuation
Financial
Performance
Financial risk - Cash flow debt coverage.
Kentucky First Federal Bancorp cash flow to debt ratio of -0.20% indicates that the company cannot generate enough cash to cover its debt over time. This level indicates weak financial health.
Financial stability - Healthy cash flow growth.
Kentucky First Federal Bancorp's free cash flow has increased -84.54% from $-1.52M last year to $-235.00K, signaling increasing performance
Financial risk - Healthy debt to equity ratio.
Kentucky First Federal Bancorp's debt to equity ratio is 0.99, which means that the company's assets are unhealthy financed, signaling financial risk. READ MORE: A ratio over 0.60 means the company finances its assets with debt, signaling financial risk. If ratio is negative, the company spent its own equity and risks bankruptcy
Financial stability - Healthy debt to equity ratio development.
Kentucky First Federal Bancorp's debt has decreased relative to shareholder equity from 1.44 last year to 0.99 today, signaling strengthened financials
Financial risk - Net debt/EBITDA.
Kentucky First Federal Bancorp has a net debt to EBITDA ratio of 92.07x, which exceeds the 3.00x threshold, indicating high leverage and potential financial risk
Financial stability - ICR.
Kentucky First Federal Bancorp earns at least as much interest as it pays. Interest obligations are fully covered.
Financial stability - Profit margin growth.
Kentucky First Federal Bancorp's profit margin has increased (-164.16%) in the last year from -10.41% to 6.68%, signaling increasing performance
Financial risk - Short term assets vs short term liabilities.
Kentucky First Federal Bancorp's short-term liabilities of $210.48M exceed its short-term assets of $20.92M, signaling financial risk
Decreasing performance - ROA.
Kentucky First Federal Bancorp's return on assets of 0.38% is lower than the 5.00% threshold, indicating inefficient asset utilization
Decreasing performance - Absolute return on equity.
Kentucky First Federal Bancorp's return on equity of 2.87%, is lower than 15.00%, indicating bad performance
Decreasing performance - Earnings quality.
Kentucky First Federal Bancorp's operating cash flow is lower than its net income, indicating that earnings may not be fully backed by cash generation
Increasing performance - Earnings stability.
Kentucky First Federal Bancorp had positive net income in 4.00 out of 5 years, indicating stable and consistent earnings
Decreasing performance - Free cash flow.
Kentucky First Federal Bancorp has negative free cash flow, indicating the company is burning cash rather than generating it
Decreasing performance - FCF yield.
Kentucky First Federal Bancorp has negative free cash flow, indicating cash burn
Increasing performance - Healthy earnings growth.
Kentucky First Federal Bancorp's yearly earnings has increased -110.52% since last year from $-1.72M to $181.00K, signaling increasing performance
Decreasing performance - Healthy revenue growth.
Kentucky First Federal Bancorp's yearly revenue has decreased -46.74% since last year from $16.53M to $8.80M, signaling decreasing performance
Decreasing performance - ROIC.
ROIC 0.38% (Source: FMP key-metrics). Below the 5% partial-credit threshold. Score: 0 of 2. The 5% and 10% cutoffs anchor to typical US weighted-average cost of capital. Below 5% indicates the company is not generating returns above its likely cost of capital under this definition of invested capital. Invested capital here includes equity, non-current liabilities (pension obligations, deferred taxes, lease obligations), and short-term debt. Cash is not subtracted. Companies with substantial float, lease portfolios, or cash holdings will score lower under this definition than under narrower operating-capital definitions. See methodology.
Increasing performance - 3-year revenue CAGR.
Kentucky First Federal Bancorp's 3-year revenue CAGR of 19.80% is positive, indicating growing revenue over the past 3 years
Increasing performance - Revenue consistency.
Kentucky First Federal Bancorp had revenue growth in 3.00 out of 5 years, indicating consistent revenue performance
Increasing performance - ROE consistency.
Kentucky First Federal Bancorp had positive ROE in 4.00 out of 5 years, indicating consistent and reliable returns on equity
Overvalued - DCF valuation.
Kentucky First Federal Bancorp has insufficient data to evaluate this check.
Overvalued - Earnings yield.
Kentucky First Federal Bancorp has an earnings yield of 3.54%, which is below the 4.00% threshold, indicating the stock may be expensive relative to its earnings
Overvalued - EBITDA valuation.
Kentucky First Federal Bancorp is overvalued relative to its fair value price of 0.00 based on EBITDA multiple model
Overvalued - EV/EBITDA.
Kentucky First Federal Bancorp has an EV/EBITDA ratio of 182.33x, which exceeds the 20.00x threshold, indicating the stock may be overvalued relative to its operating earnings
Undervalued - PEG ratio value.
Kentucky First Federal Bancorp has a PEG-ratio under 1 which is considered undervalued
Undervalued - P/B ratio.
Kentucky First Federal Bancorp has a price-to-book ratio of 0.80x, which is below the 5.00x threshold, indicating reasonable valuation relative to its book value
Undervalued - P/S ratio.
Kentucky First Federal Bancorp has a price-to-sales ratio of 1.88x, which is below the 8.00x threshold, indicating reasonable valuation relative to its revenue
Profit margin
Current Ratio
Capital Returns
2.87%
Return on equity
ROIC: 0.38%
Valuation History
28.8X
Price to Earnings
EV/EBITDA: 43.0X
Cash flow
Profit margin
8.25%
(FY vs FY)
EBITDA Y/Y
-
(FY vs FY)
Cash flow Y/Y
-
(FY vs FY)
Cash Flow (DCF)
Fair Value
Market $4.90
—
Default assumptions
EBITDA Multiple
Fair Value
Market $4.90
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Default assumptions
Base valuations use default assumptions. Customize in the Valuator.